Chattanooga First Credit Union

Chattanooga, Tennessee
Last verified: August 4, 2026
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Verified rate book

Current Chattanooga First Credit Union rates

23 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

10 offers
Chattanooga First Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Car Financing (48 Months)auto_new_48mo6.990% APR6.990%48 mo · newStandard
New Car Financing (36 Months)auto_new_36mo6.990% APR6.990%36 mo · newStandard
New Car Financing (24 Months)auto_new_24mo6.990% APR6.990%24 mo · newStandard
New Car Financing (72 Months)auto_new_72mo7.490% APR7.490%72 mo · newStandard
New Car Financing (60 Months)auto_new_60mo7.490% APR7.490%60 mo · newStandard
Used Car Financing (36 Months)auto_used_36mo7.990% APR7.990%36 mo · usedStandard
Used Car Financing (24 Months)auto_used_24mo7.990% APR7.990%24 mo · usedStandard
Used Car Financing (48 Months)auto_used_48mo8.290% APR8.290%48 mo · usedStandard
Used Car Financing (60 Months)auto_used_60mo8.490% APR8.490%60 mo · usedStandard
Used Car Financing (72 Months)auto_used_72mo9.490% APR9.490%72 mo · usedStandard

Savings & CD rates

12 offers
Chattanooga First Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
711 - 739savings1.00% APY1.00%Standard
6-Month Certificatecd_6mo2.50% APY2.50%6 moStandard
36-Month IRAira2.75% APY2.75%36 moStandard
30-Month IRAira2.75% APY2.75%30 moStandard
60-Month Certificatecd_60mo2.75% APY2.75%60 moStandard
36-Month Certificatecd_36mo2.75% APY2.75%36 moStandard
48-Month Certificatecd_48mo2.75% APY2.75%48 moStandard
60-Month IRAira2.75% APY2.75%60 moStandard
12-Month Certificatecd_12mo3.00% APY3.00%12 moStandard
18-Month Certificatecd_18mo3.00% APY3.00%18 moStandard
24-Month Certificatecd_24mo3.00% APY3.00%24 moStandard
12-Month IRAira3.00% APY3.00%12 moStandard

Other rates

1 offer
Chattanooga First Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Under 575other10.000% %10.000%Standard

Auto loans available from 6.99% APR for 48 months. Savings and certificate yields up to 3.00% APY.

Source: RateAPI.dev, verified from Chattanooga First Credit Union's official website

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About Chattanooga First Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.5K
Assets
$26M
Founded
1961
Locations reported
3
NCUA charter
14725
Charter type
Federal credit union

Services and member support

  • Financial counseling

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Chattanooga First Credit Union

Membership eligibility from Chattanooga First Credit Union's own published criteria. How we verify this.

Community charter: live/work in Hamilton County

  • LocationHamilton County

Cost to join: About $25.

Verified from Chattanooga First Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Chattanooga First Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Chattanooga First Credit Union ranks against Tennessee peers.

Frequently Asked Questions

What rates does Chattanooga First Credit Union offer?

Chattanooga First Credit Union currently offers Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Chattanooga First Credit Union rates updated?

RateAPI verifies Chattanooga First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Chattanooga First Credit Union's rate data?

Rate data is collected directly from Chattanooga First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Chattanooga First Credit Union's auto loan rates?

As of August 4, 2026, Chattanooga First Credit Union offers auto loans from 6.99% APR.

What is Chattanooga First Credit Union's best CD rate?

As of August 4, 2026, Chattanooga First Credit Union offers savings and certificate (CD) yields up to 3.00% APY.

Related Rate Data

Compare Chattanooga First Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Chattanooga First Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/chattanooga-first" \
  -H "Authorization: Bearer YOUR_API_KEY"