Bowater Employees Credit Union
Verified rate book
Current Bowater Employees Credit Union rates
34 published offers verified as of August 4, 2026.
Auto & vehicle rates
24 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Cars, Trucks, and Vansauto_new_36mo | 3.990% APR | 3.990% | 36 mo · new | Standard |
| New | Used | Refi Auto Loanauto_any | 3.990% APR | 3.990% | any | Standard |
| New Cars, Trucks, and Vansauto_new_72mo | 4.740% APR | 4.740% | 72 mo · new | Standard |
| Used Cars, Trucks, and Vans less than 100,000 Milesauto_used_36mo | 4.990% APR | 4.990% | 36 mo · used | Standard |
| New Cars, Trucks, and Vansauto_new_84mo | 5.490% APR | 5.490% | 84 mo · new | Standard |
| Used Cars, Trucks, and Vans less than 100,000 Milesauto_used_72mo | 5.490% APR | 5.490% | 72 mo · used | Standard |
| Used Cars, Trucks, and Vans greater than 100,000 Milesauto_used_36mo | 5.990% APR | 5.990% | 36 mo · used | Standard |
| Used Cars, Trucks, and Vans greater than 100,000 Milesauto_used_60mo | 6.240% APR | 6.240% | 60 mo · used | Standard |
| New Motorcycles, Boats, and ATVsmotorcycle_new_36mo | 6.990% APR | 6.990% | 36 mo · new | Standard |
| Used Cars, Trucks, and Vans greater than 100,000 Milesauto_used_72mo | 7.240% APR | 7.240% | 72 mo · used | Standard |
| Used Motorcycles, Boats, and ATVsmotorcycle_used_36mo | 7.490% APR | 7.490% | 36 mo · used | Standard |
| New Motorcycles, Boats, and ATVsmotorcycle_new_60mo | 7.490% APR | 7.490% | 60 mo · new | Standard |
| New and Used RVs, Houseboats, and Cabin Cruisersrv_any_60mo | 7.750% APR | 7.750% | 60 mo · any | Standard |
| New Motorcycles, Boats, and ATVsmotorcycle_new_72mo | 7.990% APR | 7.990% | 72 mo · new | Standard |
| New and Used RVs, Houseboats, and Cabin Cruisersrv_any_84mo | 8.490% APR | 8.490% | 84 mo · any | Standard |
| Used Motorcycles, Boats, and ATVsmotorcycle_used_60mo | 8.990% APR | 8.990% | 60 mo · used | Standard |
| $16.21 *Vehicles valued over $30Kauto_any_84mo | 9.240% APR | 9.240% | 84 mo | Standard |
| New Motorcycles, Boats, and ATVsmotorcycle_new_84mo | 9.240% APR | 9.240% | 84 mo · new | Standard |
| New Motorcycles, Boats, and ATVsmotorcycle_new_120mo | 9.740% APR | 9.740% | 120 mo · new | Standard |
| Used Motorcycles, Boats, and ATVsmotorcycle_used_72mo | 9.740% APR | 9.740% | 72 mo · used | Standard |
| $13.07 *Vehicles valued over $30Kauto_any_120mo | 9.740% APR | 9.740% | 120 mo | Standard |
| New and Used RVs, Houseboats, and Cabin Cruisersrv_any_180mo | 10.490% APR | 10.490% | 180 mo · any | Standard |
| $13.63 *Vehicles valued over $30Kauto_any_120mo | 10.740% APR | 10.740% | 120 mo | Standard |
| Used Motorcycles, Boats, and ATVsmotorcycle_used_120mo | 10.740% APR | 10.740% | 120 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Holiday Loanpersonal | 5.750% APR | 5.750% | — | Standard |
| Vacation Loanpersonal_unsecured_12mo | 5.750% APR | 5.750% | 12 mo | Standard |
| Personal Line of Creditploc_variable | 6.750% APR | 6.750% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 12.240% APR | 12.240% | — | Standard |
Equipment loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Farm Equipment Loanequipment_new_72mo | 8.750% APR | 8.750% | — | Standard |
| Used Farm Equipment Loanequipment_used_72mo | 9.750% APR | 9.750% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Base Rateother | 5.750% % | 5.750% | — | Standard |
| Unimproved Property Loanother | 7.669% % | 7.000% | — | Standard |
| 90-Day Noteother | 12.240% % | 12.240% | — | Standard |
Vehicle loans available from 3.99% APR for 36 months. HELOC rates from 6.75% APR. Personal loan rates from 5.75% APR. Equipment loans from 8.75% APR.
Source: RateAPI.dev, verified from Bowater Employees Credit Union's official website
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About Bowater Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 20.8K
- Assets
- $300.1M
- Founded
- 1954
- Locations reported
- 6
- NCUA charter
- 67970
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Bowater Employees Credit Union
Membership eligibility from Bowater Employees Credit Union's own published criteria. How we verify this.
To join: Through our partnership with The Bowater Good Fellows, a local 501c3 (non-profit organization), we will pay your contribution to the Good Fellows, and…
- LocationBradley County, McMinn County, Meigs County, Monroe County, Polk County
Cost to join: About $5.
Verified from Bowater Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Bowater Employees Credit Union?
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Frequently Asked Questions
What rates does Bowater Employees Credit Union offer?
Bowater Employees Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Bowater Employees Credit Union rates updated?
RateAPI verifies Bowater Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Bowater Employees Credit Union's rate data?
Rate data is collected directly from Bowater Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Bowater Employees Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Bowater Employees Credit Union offers vehicle loans from 3.99% APR.
What is Bowater Employees Credit Union's HELOC rate?
As of August 4, 2026, Bowater Employees Credit Union offers home equity lines of credit from 6.75% APR.
What is Bowater Employees Credit Union's personal loan rate?
As of August 4, 2026, Bowater Employees Credit Union offers personal loans from 5.75% APR.
Related Rate Data
Compare Bowater Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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