Appliance Credit Union
Verified rate book
Current Appliance Credit Union rates
36 published offers verified as of July 30, 2026.
Auto & vehicle rates
30 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Used Auto Loan (2021–2026)auto_used_36mo | 3.500% APR | 3.500% | 36 mo · used | Standard |
| New Auto Loanauto_new | 3.900% APR | 3.900% | new | Standard |
| 84-Month Used Auto Loan (2021–2026)auto_used_84mo | 4.900% APR | 4.900% | 84 mo · used | Standard |
| Used Vehicles over 100k miles but less than 150k milesauto_used_60mo | 5.250% APR | 5.250% | 60 mo · used | Standard |
| 60-Month Used Auto Loan (2020 and Older)auto_used_60mo | 5.250% APR | 5.250% | 60 mo · used | Standard |
| 72-Month Used Auto Loan (2021–2026)auto_used_72mo | 5.750% APR | 5.750% | 72 mo · used | Standard |
| Used Vehicles over 100k miles but less than 150k milesauto_used_84mo | 5.900% APR | 5.900% | 84 mo · used | Standard |
| Used Vehicles over 100k miles but less than 150k milesauto_used_72mo | 6.150% APR | 6.150% | 72 mo · used | Standard |
| 36-Month Used Motorcycle Loanmotorcycle_used_36mo | 7.150% APR | 7.150% | 36 mo · used | Standard |
| Used ATV's, Jet Skis & Other Collateralpowersports_used_36mo | 7.250% APR | 7.250% | 36 mo · used | Standard |
| Used ATV's, Jet Skis & Other Collateralpowersports_used_60mo | 7.500% APR | 7.500% | 60 mo · used | Standard |
| 60-Month New Boat Loanboat_new_60mo | 7.500% APR | 7.500% | 60 mo · new | Standard |
| 60-Month Used Motorcycle Loanmotorcycle_used_60mo | 7.900% APR | 7.900% | 60 mo · used | Standard |
| Used Motorhomesrv_used_84mo | 8.500% APR | 8.500% | 84 mo · used | Standard |
| New ATV's, Jet Skis & Other Collateralpowersports_new_36mo | 8.750% APR | 8.750% | 36 mo · new | Standard |
| New ATV's, Jet Skis & Other Collateralpowersports_new_72mo | 8.900% APR | 8.900% | 72 mo · new | Standard |
| Used Motorhomesrv_used_72mo | 9.250% APR | 9.250% | 72 mo · used | Standard |
| 72-Month Used Boat Loanboat_used_72mo | 9.250% APR | 9.250% | 72 mo · used | Standard |
| 72-Month New Boat Loanboat_new_72mo | 9.250% APR | 9.250% | 72 mo · new | Standard |
| New Motorhomesrv_new_60mo | 9.500% APR | 9.500% | 60 mo · new | Standard |
| 84-Month Used RV Loanrv_used_84mo | 9.750% APR | 9.750% | 84 mo · used | Standard |
| 84-Month Used Boat Loanboat_used_84mo | 9.750% APR | 9.750% | 84 mo · used | Standard |
| Used ATV's, Jet Skis & Other Collateralpowersports_used_84mo | 9.750% APR | 9.750% | 84 mo · used | Standard |
| Used RV Loanrv_used | 9.900% APR | 9.900% | used | Standard |
| Used Motorcycle Loanmotorcycle_used | 9.900% APR | 9.900% | used | Standard |
| New RV Loanrv_new | 9.900% APR | 9.900% | new | Standard |
| New ATV's, Jet Skis & Other Collateralpowersports_new_84mo | 10.750% APR | 10.750% | 84 mo · new | Standard |
| 84-Month New Boat Loanboat_new_84mo | 10.750% APR | 10.750% | 84 mo · new | Standard |
| 120-Month Used RV Loanrv_used_120mo | 11.150% APR | 11.150% | 120 mo · used | Standard |
| New ATV's, Jet Skis & Other Collateralpowersports_new_120mo | 11.150% APR | 11.150% | 120 mo · new | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 12.250% APR | 12.250% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRA Certificateira_cd | 1.26% APY | 1.25% | — | Standard |
| 12-Month IRA Certificateira_cd_12mo | 2.02% APY | 2.00% | 12 mo | Standard |
| 6-Month IRA Certificateira_cd_6mo | 2.27% APY | 2.25% | 6 mo | Standard |
Equipment loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Farm Equipmentequipment_new | 9.250% APR | 9.250% | — | Standard |
| Used Farm Equipmentequipment_used | 10.500% APR | 10.500% | — | Standard |
Vehicle loans available from 3.5% APR for 36 months. Personal loan rates from 12.25% APR. Savings and certificate yields up to 2.27% APY. Equipment loans from 9.25% APR.
Source: RateAPI.dev, verified from Appliance Credit Union's official website
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About Appliance Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2K
- Assets
- $17.2M
- Founded
- 1972
- Locations reported
- 2
- NCUA charter
- 67976
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Appliance Credit Union
Membership eligibility from Appliance Credit Union's own published criteria. How we verify this.
Community charter: live/work in Bradley
- LocationBradley
Cost to join: About $5.25 (a $0.25 membership fee plus a $5 minimum deposit).
Verified from Appliance Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Appliance Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Appliance Credit Union ranks against Tennessee peers.
Frequently Asked Questions
What rates does Appliance Credit Union offer?
Appliance Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.
How often are Appliance Credit Union rates updated?
RateAPI verifies Appliance Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.
Where does RateAPI get Appliance Credit Union's rate data?
Rate data is collected directly from Appliance Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Appliance Credit Union's auto, rv, boat, motorcycle & powersports loan rates?
As of July 30, 2026, Appliance Credit Union offers vehicle loans from 3.5% APR.
What is Appliance Credit Union's personal loan rate?
As of July 30, 2026, Appliance Credit Union offers personal loans from 12.25% APR.
What is Appliance Credit Union's best CD rate?
As of July 30, 2026, Appliance Credit Union offers savings and certificate (CD) yields up to 2.27% APY.
Related Rate Data
Compare Appliance Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Appliance Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Appliance Credit Union
curl "https://api.rateapi.dev/credit-unions/tennessee/appliance" \
-H "Authorization: Bearer YOUR_API_KEY"