SPC Credit Union
Verified rate book
Current SPC Credit Union rates
29 published offers verified as of August 3, 2026.
Auto & vehicle rates
19 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 3.900% APR | 3.900% | new | Standard |
| 60-Month Auto Loanauto_any_60mo | 3.900% APR | 3.900% | 60 mo | Standard |
| Premium Auto (New or Used) up to 48,000 Milesauto_any_48mo | 3.990% APR | 3.990% | 48 mo · any | Standard |
| Premium Auto (New or Used) up to 48,000 Milesauto_any_60mo | 4.990% APR | 4.990% | 60 mo · any | Standard |
| RV Loanrv | 5.990% APR | 5.990% | — | Standard |
| New Boats, Motor Homes, Motorcycles, & Recreational Vehiclesboat_new_60mo | 5.990% APR | 5.990% | 60 mo · new | Standard |
| Premium Auto (New or Used) up to 48,000 Milesauto_any_72mo | 5.990% APR | 5.990% | 72 mo · any | Standard |
| Previously Titled (48K - 100K Miles)auto_any_60mo | 5.990% APR | 5.990% | 60 mo | Standard |
| Used Autos (> 100K miles)auto_used_48mo | 6.990% APR | 6.990% | 48 mo · used | Standard |
| Used Boats, Motor Homes, Motorcycles, & Recreational Vehiclesboat_used_60mo | 6.990% APR | 6.990% | 60 mo · used | Standard |
| Previously Titled (48K - 100K Miles)auto_any_72mo | 6.990% APR | 6.990% | 72 mo | Standard |
| Premium Auto (New or Used) up to 48,000 Milesauto_any_84mo | 6.990% APR | 6.990% | 84 mo · any | Standard |
| New Boats, Motor Homes, Motorcycles, & Recreational Vehiclesboat_new_72mo | 6.990% APR | 6.990% | 72 mo · new | Standard |
| Used Autos (> 100K miles)auto_used_60mo | 7.990% APR | 7.990% | 60 mo · used | Standard |
| Used Boats, Motor Homes, Motorcycles, & Recreational Vehiclesboat_used_72mo | 7.990% APR | 7.990% | 72 mo · used | Standard |
| New Boats, Motor Homes, Motorcycles, & Recreational Vehiclesboat_new_84mo | 7.990% APR | 7.990% | 84 mo · new | Standard |
| New Boats, Motor Homes, Motorcycles, & Recreational Vehiclesboat_new_96mo | 8.990% APR | 8.990% | 96 mo · new | Standard |
| Used Boats, Motor Homes, Motorcycles, & Recreational Vehiclesboat_used_84mo | 9.990% APR | 9.990% | 84 mo · used | Standard |
| New Boats, Motor Homes, Motorcycles, & Recreational Vehiclesboat_new_120mo | 9.990% APR | 9.990% | 120 mo · new | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loans and Lines of Creditpersonal_unsecured | 9.000% APR | 9.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Certificateshare_certificate_48mo | 3.01% APY | 3.01% | 48 mo | Standard |
| 9-Month Certificateshare_certificate_9mo | 3.05% APY | 3.05% | 9 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.15% APY | 3.15% | 24 mo | Standard |
| 6 Month Student Certificateshare_certificate_6mo | 3.20% APY | 3.20% | 6 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.44% APY | 3.44% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 3.69% APY | 3.69% | 18 mo | Standard |
| 30-Month Certificateshare_certificate_30mo | 3.75% APY | 3.75% | 30 mo | Standard |
Vehicle loans available from 3.9% APR. Personal loan rates from 9% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from SPC Credit Union's official website
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About SPC Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 25.9K
- Assets
- $266.2M
- Founded
- 1949
- Locations reported
- 7
- NCUA charter
- 60686
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join SPC Credit Union
Membership eligibility from SPC Credit Union's own published criteria. How we verify this.
Membership via employers (Sonoco Products Company)
- LocationDarlington, Florence, Marlboro, Chesterfield
- EmployerSonoco Products Company
Cost to join: About $5.
Verified from SPC Credit Union's membership page. Final membership determination is always made by the credit union.
Work at SPC Credit Union?
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Frequently Asked Questions
What rates does SPC Credit Union offer?
SPC Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are SPC Credit Union rates updated?
RateAPI verifies SPC Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get SPC Credit Union's rate data?
Rate data is collected directly from SPC Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are SPC Credit Union's auto, rv & boat loan rates?
As of August 3, 2026, SPC Credit Union offers vehicle loans from 3.9% APR.
What is SPC Credit Union's personal loan rate?
As of August 3, 2026, SPC Credit Union offers personal loans from 9% APR.
What is SPC Credit Union's best CD rate?
As of August 3, 2026, SPC Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare SPC Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for SPC Credit Union
curl "https://api.rateapi.dev/credit-unions/south-carolina/spc" \
-H "Authorization: Bearer YOUR_API_KEY"