Palmetto First Credit Union
Verified rate book
Current Palmetto First Credit Union rates
18 published offers verified as of August 4, 2026.
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Autos/Previous Year (untitled)auto_new | 5.990% APR | 5.990% | new | Standard |
| New Motorcycles, Campers, ATV s, RV s, Jetskismotorcycle_new | 6.250% APR | 6.250% | new | Standard |
| New Boat Loanboat_new | 6.250% APR | 6.250% | new | Standard |
| Used Auto Loan (2022–2025)auto_used | 6.500% APR | 6.500% | used | Standard |
| Used Motorcycles, Campers, ATV s, RV s, Jetskis (Over 60-month term add 1%)motorcycle_used_60mo | 7.250% APR | 7.250% | 60 mo · used | Standard |
| Used Marine (Over 60- to 84-month term add 1%)boat_used_84mo | 7.250% APR | 7.250% | 84 mo · used | Standard |
| Used Auto Loan (2016–2021)auto_used | 7.500% APR | 7.500% | used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Overdraft Line of Creditpersonal_unsecured | 10.500% APR | 10.500% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Certificateshare_certificate_6mo | 1.15% APY | 1.15% | 6 mo | Standard |
| 6-Month IRA Certificateira_cd_6mo | 1.20% APY | 1.19% | 6 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 1.40% APY | 1.39% | 36 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 1.45% APY | 1.44% | 36 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 1.45% APY | 1.44% | 24 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 1.50% APY | 1.49% | 12 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 1.50% APY | 1.49% | 24 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 1.55% APY | 1.54% | 12 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 1.60% APY | 1.59% | 18 mo | Standard |
| 18-Month IRA Certificateira_cd_18mo | 1.65% APY | 1.64% | 18 mo | Standard |
Vehicle loans available from 5.99% APR. Personal loan rates from 10.5% APR. Savings and certificate yields up to 1.65% APY.
Source: RateAPI.dev, verified from Palmetto First Credit Union's official website
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About Palmetto First Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.5K
- Assets
- $63.8M
- Founded
- 1953
- Locations reported
- 3
- NCUA charter
- 24491
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Financial education
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Palmetto First Credit Union
Membership eligibility from Palmetto First Credit Union's own published criteria. How we verify this.
Community charter: live/work in Florence
- LocationFlorence
Cost to join: About $25.
Verified from Palmetto First Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Palmetto First Credit Union?
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Frequently Asked Questions
What rates does Palmetto First Credit Union offer?
Palmetto First Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Palmetto First Credit Union rates updated?
RateAPI verifies Palmetto First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Palmetto First Credit Union's rate data?
Rate data is collected directly from Palmetto First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Palmetto First Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Palmetto First Credit Union offers vehicle loans from 5.99% APR.
What is Palmetto First Credit Union's personal loan rate?
As of August 4, 2026, Palmetto First Credit Union offers personal loans from 10.5% APR.
What is Palmetto First Credit Union's best CD rate?
As of August 4, 2026, Palmetto First Credit Union offers savings and certificate (CD) yields up to 1.65% APY.
Related Rate Data
Compare Palmetto First Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Palmetto First Credit Union
curl "https://api.rateapi.dev/credit-unions/south-carolina/palmetto-first" \
-H "Authorization: Bearer YOUR_API_KEY"