Safe Credit Union

Sumter, South Carolina
Last verified: August 4, 2026
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Verified rate book

Current Safe Credit Union rates

5 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

5 offers
Safe Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.550% APR6.550%Standard
10-Year Fixed10 year fixed6.116% APR6.116%Standard
5/1 ARM5 1 arm6.382% APR6.382%Standard
30-Year Constructionother7.439% APR7.439%Standard
HELoan 15other7.907% APR7.907%Standard

As of August 4, 2026, Safe Credit Union offers a 30-year fixed mortgage at 6.55% APR.

Source: RateAPI.dev, verified from Safe Credit Union's official website

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About Safe Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
140.8K
Assets
$2B
Founded
1955
Locations reported
21
NCUA charter
9988
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Safe Credit Union

Membership eligibility from Safe Credit Union's own published criteria. How we verify this.

Community charter: live/work in Clarendon County, Florence County, Lee County +4 more

  • LocationClarendon County, Florence County, Lee County, Sumter County, Lexington County, Richland County, Kershaw County

Verified from Safe Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Safe Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Safe Credit Union ranks against South Carolina peers.

Frequently Asked Questions

What rates does Safe Credit Union offer?

Safe Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Safe Credit Union rates updated?

RateAPI verifies Safe Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Safe Credit Union's rate data?

Rate data is collected directly from Safe Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Safe Credit Union's mortgage rate?

As of August 4, 2026, Safe Credit Union offers a 30-year fixed mortgage at 6.55% APR.

Related Rate Data

Compare Safe Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Safe Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Safe Credit Union
curl "https://api.rateapi.dev/credit-unions/south-carolina/safe" \
  -H "Authorization: Bearer YOUR_API_KEY"