Santee Cooper Credit Union
Verified rate book
Current Santee Cooper Credit Union rates
17 published offers verified as of August 4, 2026.
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto Loanauto_used | 4.240% APR | 4.240% | used | Standard |
| New Vehicles (financing up to 60 months)auto_new_60mo | 4.240% APR | 4.240% | 60 mo · new | Standard |
| New Auto Loanauto_new | 4.240% APR | 4.240% | new | Standard |
| New/Used Vehicles (financing up to 36 months)auto_any_36mo | 4.240% APR | 4.240% | 36 mo · any | Standard |
| New Vehicles (financing up to 75 months)auto_new_75mo | 4.490% APR | 4.490% | 75 mo · new | Standard |
| Used Titled Security (RV's, ATV's, Motorcycles, Boats)rv_used | 5.490% APR | 5.490% | used | Standard |
| New Boat Loanboat_new | 5.490% APR | 5.490% | new | Standard |
| New Titled Security (RV's, ATV's, Motorcycles, Boats)rv_new | 5.490% APR | 5.490% | new | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 7.000% APR | 7.000% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Certificate Loans (up to maturity of certificate)personal | 2.000% APR | 2.000% | — | Standard |
| Share Loans (up to 24 months)personal_unsecured_24mo | 3.000% APR | 3.000% | 24 mo | Standard |
| Share Loans (up to 60 months)personal_unsecured_60mo | 5.000% APR | 5.000% | 60 mo | Standard |
| Signature/Line of Creditploc_variable | 9.990% APR | 9.990% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 11.990% APR | 11.990% | — | Standard |
| Visa® Classic Credit Cardcredit_card | 13.990% APR | 13.990% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificatecd | 3.10% APY | 3.10% | — | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Equipment Loanequipment | 7.990% APR | 7.990% | — | Standard |
Vehicle loans available from 4.24% APR. HELOC rates from 7% APR. Personal loan rates from 2% APR. Credit card rates from 11.99% APR. Savings and certificate yields up to 3.10% APY. Equipment loans from 7.99% APR.
Source: RateAPI.dev, verified from Santee Cooper Credit Union's official website
Latest available market position · Snapshot August 1, 2026
Santee Cooper Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other SC credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| New Auto Loan (best offer, cars) | 4.24% APR | #8 of 14 · top 58% | 2.99% | 4.24% | Matches state median |
| Used Auto Loan (best offer, cars) | 4.24% APR | #2 of 15 · top 14% | 2.99% | 5.25% | 101 bp better than state median |
| HELOC (best offer) | 7.00% APR | #14 of 14 · top 100% | 4.00% | 5.00% | 200 bp behind state median |
| Personal Loan (unsecured, best offer) | 5.00% APR | #2 of 24 · top 9% | 4.00% | 10.00% | 500 bp better than state median |
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About Santee Cooper Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.2K
- Assets
- $92.9M
- Founded
- 1953
- Locations reported
- 2
- NCUA charter
- 60745
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Santee Cooper Credit Union
Membership eligibility from Santee Cooper Credit Union's own published criteria. How we verify this.
Membership criteria are published on Santee Cooper Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Santee Cooper Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Santee Cooper Credit Union?
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Frequently Asked Questions
What rates does Santee Cooper Credit Union offer?
Santee Cooper Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Santee Cooper Credit Union rates updated?
RateAPI verifies Santee Cooper Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Santee Cooper Credit Union's rate data?
Rate data is collected directly from Santee Cooper Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Santee Cooper Credit Union's auto, rv & boat loan rates?
As of August 4, 2026, Santee Cooper Credit Union offers vehicle loans from 4.24% APR.
What is Santee Cooper Credit Union's HELOC rate?
As of August 4, 2026, Santee Cooper Credit Union offers home equity lines of credit from 7% APR.
What is Santee Cooper Credit Union's personal loan rate?
As of August 4, 2026, Santee Cooper Credit Union offers personal loans from 2% APR.
What is Santee Cooper Credit Union's best CD rate?
As of August 4, 2026, Santee Cooper Credit Union offers savings and certificate (CD) yields up to 3.10% APY.
Related Rate Data
Compare Santee Cooper Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Santee Cooper Credit Union rates
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# Get rates for Santee Cooper Credit Union
curl "https://api.rateapi.dev/credit-unions/south-carolina/santee-cooper-credit-union" \
-H "Authorization: Bearer YOUR_API_KEY"