Bayer Heritage Credit Union

New Martinsvill, West Virginia
Last verified: August 4, 2026
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Verified rate book

Current Bayer Heritage Credit Union rates

27 published offers verified as of August 4, 2026.

How we verify rates

Personal loan rates

5 offers
Bayer Heritage Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
PERSONAL/signature Advances (730+)personal_unsecured12.750% APR12.750%—Standard
PERSONAL/signature Advances (680 - 729)personal_unsecured13.750% APR13.750%—Standard
PERSONAL/signature Advances (640 - 679)personal_unsecured14.750% APR14.750%—Standard
PERSONAL/signature Advances (600 - 639)personal_unsecured16.750% APR16.750%—Standard
PERSONAL/signature Advances (550 - 599)personal_unsecured18.000% APR18.000%—Standard

Savings & CD rates

21 offers
Bayer Heritage Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36 Monthscd_24mo3.05% APY3.05%24 moStandard
30 Monthscd_24mo3.10% APY3.10%24 moStandard
18 Monthscd_24mo3.25% APY3.25%24 moStandard
60-Month Certificatecd_60mo3.49% APY3.49%60 moStandard
24-Month Certificatecd_24mo3.49% APY3.49%24 moStandard
36-Month Certificatecd_36mo3.49% APY3.49%36 moStandard
48-Month Certificatecd_48mo3.49% APY3.49%48 moStandard
30-Month Certificatecd_30mo3.49% APY3.49%30 moStandard
18-Month Certificatecd_18mo3.49% APY3.49%18 moStandard
48-Month IRA Certificateira_cd_48mo3.50% APY3.50%48 moStandard
18-Month Certificatecd_18mo3.50% APY3.50%18 moStandard
18-Month IRA Certificateira_cd_18mo3.50% APY3.50%18 moStandard
24-Month IRA Certificateira_cd_24mo3.50% APY3.50%24 moStandard
30-Month IRA Certificateira_cd_30mo3.50% APY3.50%30 moStandard
36-Month IRA Certificateira_cd_36mo3.50% APY3.50%36 moStandard
60-Month IRA Certificateira_cd_60mo3.50% APY3.50%60 moStandard
12-Month Certificatecd_12mo3.54% APY3.54%12 moStandard
60 Monthscd_24mo3.55% APY3.55%24 moStandard
12-Month IRA Certificateira_cd_12mo3.55% APY3.55%12 moStandard
12 Monthscd_24mo3.60% APY3.60%24 moStandard
12 Monthscd_48mo3.70% APY3.70%48 moStandard

Other rates

1 offer
Bayer Heritage Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
549 or Lessother17.250% %17.250%—Standard

Personal loan rates from 12.75% APR. Savings and certificate yields up to 3.70% APY.

Source: RateAPI.dev, verified from Bayer Heritage Credit Union's official website

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About Bayer Heritage Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
45K
Assets
$801.1M
Founded
1957
Locations reported
11
NCUA charter
11836
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Long ReachMiddlebourne · Middlebourne · WV · 26149-9602About 12.7 miles awayMarshall CountyMarshall County Commission · Moundsville · WV · 26041-1605About 18.0 miles awayFairmontMannington · Mannington · WV · 26582-7154About 21.6 miles awayWillow IslandWillow Island Federal Credit Union · Saint Marys · WV · 26170-8028About 28.8 miles awayFirst Choice America CommunityElm Grove Office · Wheeling · WV · 26003About 30.9 miles awayOhio County Public SchoolsOCPS FEDERAL CREDIT UNION · WHEELING · WV · 26003About 30.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Bayer Heritage Credit Union

Membership eligibility from Bayer Heritage Credit Union's own published criteria. How we verify this.

Membership criteria are published on Bayer Heritage Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Bayer Heritage Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Bayer Heritage Credit Union offer?

Bayer Heritage Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Bayer Heritage Credit Union rates updated?

RateAPI verifies Bayer Heritage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Bayer Heritage Credit Union's rate data?

Rate data is collected directly from Bayer Heritage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Bayer Heritage Credit Union's personal loan rate?

As of August 4, 2026, Bayer Heritage Credit Union offers personal loans from 12.75% APR.

What is Bayer Heritage Credit Union's best CD rate?

As of August 4, 2026, Bayer Heritage Credit Union offers savings and certificate (CD) yields up to 3.70% APY.

Related Rate Data

Compare Bayer Heritage Credit Union's rates against national credit-union benchmarks.

More West Virginia credit unionsPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Access this data programmatically with our REST API

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# Get rates for Bayer Heritage Credit Union
curl "https://api.rateapi.dev/credit-unions/west-virginia/bayer-heritage" \
  -H "Authorization: Bearer YOUR_API_KEY"
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