Palmetto Citizens Credit Union
Verified rate book
Current Palmetto Citizens Credit Union rates
2 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.990% APR | 3.990% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 5.750% APR | 5.750% | — | Standard |
Auto loans available from 3.99% APR. HELOC rates from 5.75% APR.
Source: RateAPI.dev, verified from Palmetto Citizens Credit Union's official website
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About Palmetto Citizens Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 86.9K
- Assets
- $1.5B
- Founded
- 1936
- Locations reported
- 16
- NCUA charter
- 1472
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Palmetto Citizens Credit Union
Membership eligibility from Palmetto Citizens Credit Union's own published criteria. How we verify this.
Membership via the Carolina Consumer Council
- LocationCalhoun, Fairfield, Kershaw, Lexington, Newberry, Orangeburg, Richland, Saluda
- AssociationCarolina Consumer Council
Cost to join: About $5.
Verified from Palmetto Citizens Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Palmetto Citizens Credit Union?
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Frequently Asked Questions
What rates does Palmetto Citizens Credit Union offer?
Palmetto Citizens Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Palmetto Citizens Credit Union rates updated?
RateAPI verifies Palmetto Citizens Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Palmetto Citizens Credit Union's rate data?
Rate data is collected directly from Palmetto Citizens Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Palmetto Citizens Credit Union's auto loan rates?
As of August 4, 2026, Palmetto Citizens Credit Union offers auto loans from 3.99% APR.
What is Palmetto Citizens Credit Union's HELOC rate?
As of August 4, 2026, Palmetto Citizens Credit Union offers home equity lines of credit from 5.75% APR.
Related Rate Data
Compare Palmetto Citizens Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Palmetto Citizens Credit Union
curl "https://api.rateapi.dev/credit-unions/south-carolina/palmetto-citizens" \
-H "Authorization: Bearer YOUR_API_KEY"