Wheatland Credit Union

Lancaster, Pennsylvania
Last verified: August 3, 2026
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Verified rate book

Current Wheatland Credit Union rates

28 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

8 offers
Wheatland Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.490% APR4.490%Standard
Used Auto or Motorcyclemotorcycle_used4.490% APR4.490%usedStandard
New Auto or Motorcyleauto_new4.490% APR4.490%newStandard
New – Jet Skis, Travel Trailers, Snowmobiles, 4 Wheelers & ATVsboat_new14.000% APR14.000%newStandard
Used – Jet Skis, Travel Trailers, Snowmobiles, 4 Wheelers & ATVsboat_used14.000% APR14.000%usedStandard
New – Mobile Homeauto_new14.000% APR14.000%newStandard
Used – Mobile Home (up to 5 years old)auto_used_60mo15.000% APR15.000%60 mo · usedStandard
Used – Boats, Motor Homesboat_used15.000% APR15.000%usedStandard

HELOC rates

2 offers
Wheatland Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
First Mortgage or Home Equity – 1st Lienheloc5.490% APR5.490%Standard
Second Mortgage or Home Equity – 2nd Lienheloc_fixed5.740% APR5.740%Standard

Personal loan rates

3 offers
Wheatland Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
CD / Share Securedpersonal_secured2.549% APR2.549%Standard
Personal Lines of Creditploc_variable9.740% APR9.740%Standard
Personal Loanpersonal9.990% APR9.990%Standard

Savings & CD rates

14 offers
Wheatland Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Personal Choice Savingssavings0.05% APY0.05%Standard
Sharky Savers Kids & Fast Track Clubssavings0.10% APY0.10%Standard
Club Grand Savingssavings0.15% APY0.15%Standard
Accumulation IRAira0.25% APY0.25%Standard
18-Month Certificatecd_18mo1.60% APY1.60%18 moStandard
Jumbo 18 Month Certificatecd_18mo1.65% APY1.65%18 moStandard
24-Month Certificatecd_24mo1.70% APY1.70%24 moStandard
Jumbo 24 Month Certificatecd_24mo1.75% APY1.75%24 moStandard
36-Month Certificatecd_36mo1.80% APY1.80%36 moStandard
Jumbo 36 Month Certificatecd_36mo1.85% APY1.85%36 moStandard
12-Month Certificatecd_12mo3.25% APY3.25%12 moStandard
Jumbo 12 Month Certificatecd_12mo3.50% APY3.50%12 moStandard
6-Month Certificatecd_6mo3.85% APY3.85%6 moStandard
Jumbo 6 Month Certificatecd_6mo3.90% APY3.90%6 moStandard

Other rates

1 offer
Wheatland Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Affordable Alternativeother27.500% %27.500%Standard

Vehicle loans available from 4.49% APR. HELOC rates from 5.49% APR. Personal loan rates from 2.549% APR. Savings and certificate yields up to 3.90% APY.

Source: RateAPI.dev, verified from Wheatland Credit Union's official website

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About Wheatland Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.9K
Assets
$70M
Founded
1936
Locations reported
4
NCUA charter
1658
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile payments
  • Financial education
  • Bilingual services
  • Student scholarships
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Wheatland Credit Union

Membership eligibility from Wheatland Credit Union's own published criteria. How we verify this.

Community charter: live/work in Lancaster

  • LocationLancaster

Cost to join: About $15 (a $10 membership fee plus a $5 minimum deposit).

Verified from Wheatland Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Wheatland Credit Union?

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Frequently Asked Questions

What rates does Wheatland Credit Union offer?

Wheatland Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Wheatland Credit Union rates updated?

RateAPI verifies Wheatland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Wheatland Credit Union's rate data?

Rate data is collected directly from Wheatland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Wheatland Credit Union's auto, boat & motorcycle loan rates?

As of August 3, 2026, Wheatland Credit Union offers vehicle loans from 4.49% APR.

What is Wheatland Credit Union's HELOC rate?

As of August 3, 2026, Wheatland Credit Union offers home equity lines of credit from 5.49% APR.

What is Wheatland Credit Union's personal loan rate?

As of August 3, 2026, Wheatland Credit Union offers personal loans from 2.549% APR.

What is Wheatland Credit Union's best CD rate?

As of August 3, 2026, Wheatland Credit Union offers savings and certificate (CD) yields up to 3.90% APY.

Related Rate Data

Compare Wheatland Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Wheatland Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/wheatland" \
  -H "Authorization: Bearer YOUR_API_KEY"