Citadel Credit Union

Exton, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current Citadel Credit Union rates

21 published offers verified as of August 4, 2026.

How we verify rates

HELOC rates

1 offer
Citadel Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard

Savings & CD rates

20 offers
Citadel Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Certificatecd_24mo3.20% APY3.20%24 moStandard
8-Month Certificatecd_8mo3.45% APY3.45%8 moStandard
36-Month Certificatecd_36mo3.50% APY3.45%36 moStandard
36 Month Bonus Certificatecd_36mo3.55% APY3.50%36 moStandard
12-Month Certificatecd_12mo3.59% APY3.59%12 moStandard
48-Month Certificatecd_48mo3.60% APY3.55%48 moStandard
60-Month Certificatecd_60mo3.60% APY3.55%60 moStandard
18-Month Certificatecd_18mo3.60% APY3.60%18 moStandard
84-Month Certificatecd_84mo3.60% APY3.55%84 moStandard
6-Month Certificatecd_6mo3.60% APY3.55%6 moStandard
48 Month Bonus Certificatecd_48mo3.65% APY3.59%48 moStandard
18 Month Bonus Certificatecd_18mo3.65% APY3.65%18 moStandard
60 Month Bonus Certificatecd_60mo3.65% APY3.59%60 moStandard
6 Month Bonus Certificatecd_6mo3.65% APY3.59%6 moStandard
84 Month Bonus Certificatecd_84mo3.65% APY3.59%84 moStandard
30-Month Certificatecd_30mo3.75% APY3.69%30 moStandard
24 Month Bonus Certificatecd_24mo3.80% APY3.74%24 moStandard
30 Month Bonus Certificatecd_30mo3.80% APY3.74%30 moStandard
8-Month Certificatecd_8mo4.10% APY4.10%8 moStandard
8 Month Bonus Certificatecd_8mo4.15% APY4.08%8 moStandard

HELOC rates from 6.75% APR. Savings and certificate yields up to 4.15% APY.

Source: RateAPI.dev, verified from Citadel Credit Union's official website

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About Citadel Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
285.3K
Assets
$6.8B
Founded
1937
Locations reported
28
NCUA charter
2099
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

BHCUWest Chester Branch · West Chester · PA · 19380-4726About 4.2 miles awayCampbellCAMPBELL FEDERAL CU · DOWNINGTOWN · PA · 19335About 4.4 miles awayFranklin MintDowningtown · Downingtown · PA · 19335-5367About 4.4 miles awayTrumark FinancialDowningtown · Downingtown · PA · 19335-3122About 4.4 miles awayArdentOaks · Phoenixville · PA · 19460-3161About 8.4 miles awaySun EastConcordville Branch · Glen Mills · PA · 19342About 11.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Citadel Credit Union

Membership eligibility from Citadel Credit Union's own published criteria. How we verify this.

Community charter: live/work in PA, DE, NJ +4 more

  • LocationPA, DE, NJ, NY, OH, MD, WV
  • EmployerLukens Steel Company

Cost to join: About $1.

Verified from Citadel Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Citadel Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Citadel Credit Union ranks against Pennsylvania peers.

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Frequently Asked Questions

What rates does Citadel Credit Union offer?

Citadel Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Citadel Credit Union rates updated?

RateAPI verifies Citadel Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Citadel Credit Union's rate data?

Rate data is collected directly from Citadel Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Citadel Credit Union's HELOC rate?

As of August 4, 2026, Citadel Credit Union offers home equity lines of credit from 6.75% APR.

What is Citadel Credit Union's best CD rate?

As of August 4, 2026, Citadel Credit Union offers savings and certificate (CD) yields up to 4.15% APY.

Related Rate Data

Compare Citadel Credit Union's rates against national credit-union benchmarks.

More Pennsylvania credit unionsHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Citadel Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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