Penlanco Credit Union

Lancaster, Pennsylvania
Last verified: August 3, 2026
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Verified rate book

Current Penlanco Credit Union rates

28 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Penlanco Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new4.650% APR4.650%newStandard
48-Month Used Auto Loan (2017 and Older)auto_used_48mo5.450% APR5.450%48 mo · usedStandard
60-Month Used Auto Loan (2017 and Older)auto_used_60mo5.650% APR5.650%60 mo · usedStandard

HELOC rates

9 offers
Penlanco Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed4.750% APR4.750%Standard
Home Equity Loanheloc4.750% APR4.750%Standard
Home Equity Loan (Fixed)heloc_fixed5.000% APR5.000%Standard
Home Equity Loan (Fixed)heloc_fixed5.200% APR5.200%Standard
Home Equity Loan (Fixed)heloc_fixed5.500% APR5.500%Standard
Home Equity Loan (Fixed)heloc_fixed5.700% APR5.700%Standard
Home Equity Loan (Fixed)heloc_fixed6.250% APR6.250%Standard
Home Equity Loan (Fixed)heloc_fixed6.450% APR6.450%Standard
Home Equity Loan (Fixed)heloc_fixed6.750% APR6.750%Standard

Personal loan rates

3 offers
Penlanco Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loanpersonal7.950% APR7.950%Standard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo8.450% APR8.450%36 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo8.700% APR8.700%60 moStandard

Savings & CD rates

13 offers
Penlanco Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Savingsshare_savings0.25% APY0.25%Standard
Christmas Clubsavings0.30% APY0.30%Standard
IRAsira0.50% APY0.50%Standard
Money Marketmoney_market1.51% APY1.50%Standard
Money Marketmoney_market2.27% APY2.25%Standard
36-Month Certificateshare_certificate_36mo2.65% APY2.62%36 moStandard
48-Month Certificateshare_certificate_48mo2.70% APY2.67%48 moStandard
60-Month Certificateshare_certificate_60mo2.75% APY2.72%60 moStandard
Money Marketmoney_market3.04% APY3.00%Standard
6-Month Certificateshare_certificate_6mo3.60% APY3.55%6 moStandard
12-Month Certificateshare_certificate_12mo3.70% APY3.65%12 moStandard
24-Month Certificateshare_certificate_24mo3.80% APY3.75%24 moStandard
Certificatecd3.80% APY3.80%Standard

Auto loans available from 4.65% APR. HELOC rates from 4.75% APR. Personal loan rates from 7.95% APR. Savings and certificate yields up to 3.80% APY.

Source: RateAPI.dev, verified from Penlanco Credit Union's official website

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About Penlanco Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.7K
Assets
$28M
Founded
1938
Locations reported
1
NCUA charter
2834
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Penlanco Credit Union

Membership eligibility from Penlanco Credit Union's own published criteria. How we verify this.

Membership criteria are published on Penlanco Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Penlanco Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Penlanco Credit Union?

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Frequently Asked Questions

What rates does Penlanco Credit Union offer?

Penlanco Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Penlanco Credit Union rates updated?

RateAPI verifies Penlanco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Penlanco Credit Union's rate data?

Rate data is collected directly from Penlanco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Penlanco Credit Union's auto loan rates?

As of August 3, 2026, Penlanco Credit Union offers auto loans from 4.65% APR.

What is Penlanco Credit Union's HELOC rate?

As of August 3, 2026, Penlanco Credit Union offers home equity lines of credit from 4.75% APR.

What is Penlanco Credit Union's personal loan rate?

As of August 3, 2026, Penlanco Credit Union offers personal loans from 7.95% APR.

What is Penlanco Credit Union's best CD rate?

As of August 3, 2026, Penlanco Credit Union offers savings and certificate (CD) yields up to 3.80% APY.

Related Rate Data

Compare Penlanco Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Penlanco Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/penlanco" \
  -H "Authorization: Bearer YOUR_API_KEY"