Team First Credit Union

Lancaster, Pennsylvania
Last verified: August 3, 2026
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Verified rate book

Current Team First Credit Union rates

40 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

13 offers
Team First Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new4.490% APR4.490%newStandard
60-Month New Auto Loanauto_new_60mo5.490% APR5.490%60 mo · newStandard
60-Month New Motorcycle Loanmotorcycle_new_60mo6.490% APR6.490%60 mo · newStandard
72-Month New Auto Loanauto_new_72mo6.490% APR6.490%72 mo · newStandard
Used Auto Loanauto_used6.490% APR6.490%usedStandard
Up to 60-Month Used Auto Loanauto_used_60mo6.490% APR6.490%60 mo · usedStandard
72-Month New Motorcycle Loanmotorcycle_new_72mo6.990% APR6.990%72 mo · newStandard
84-Month New Auto Loanauto_new_84mo6.990% APR6.990%84 mo · newStandard
Six Year Loans for Vehicle Four years or newer 6 Yearsauto7.490% APR7.490%—Standard
72-Month Used Auto Loanauto_used_72mo7.490% APR7.490%72 mo · usedStandard
36-Month Used Motorcycle Loanmotorcycle_used_36mo7.490% APR7.490%36 mo · usedStandard
60-Month Used Motorcycle Loanmotorcycle_used_60mo7.990% APR7.990%60 mo · usedStandard
48-Month Used Auto Loanauto_used_48mo9.490% APR9.490%48 mo · usedStandard

Personal loan rates

12 offers
Team First Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Share Certificate Pledgedpersonal3.250% APR3.250%—Standard
12-Month Debt Consolidation Loanpersonal_unsecured_12mo7.770% APR7.770%12 moStandard
Half-Shared Pledgepersonal8.000% APR8.000%—Standard
24-Month Debt Consolidation Loanpersonal_unsecured_24mo8.770% APR8.770%24 moStandard
36-Month Debt Consolidation Loanpersonal_unsecured_36mo9.770% APR9.770%36 moStandard
Personal Loanpersonal9.990% APR9.990%—Standard
48-Month Debt Consolidation Loanpersonal_unsecured_48mo10.770% APR10.770%48 moStandard
24-Month Personal Loanpersonal_unsecured_24mo10.990% APR10.990%24 moStandard
60-Month Debt Consolidation Loanpersonal_unsecured_60mo11.770% APR11.770%60 moStandard
36-Month Personal Loanpersonal_unsecured_36mo11.990% APR11.990%36 moStandard
48-Month Personal Loanpersonal_unsecured_48mo12.990% APR12.990%48 moStandard
60-Month Personal Loanpersonal_unsecured_60mo13.990% APR13.990%60 moStandard

Credit card rates

1 offer
Team First Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.990% APR9.990%—Standard

Savings & CD rates

14 offers
Team First Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Sharessavings0.05% APY0.05%—Standard
Christmas Clubsavings0.10% APY0.10%—Standard
IRAira0.15% APY0.15%—Standard
IRAira0.25% APY0.25%—Standard
IRAira0.35% APY0.35%—Standard
6-Month Certificatecd_6mo1.15% APY1.15%6 moStandard
6-Month Certificateshare_certificate_6mo1.15% APY1.15%6 moStandard
12-Month Certificateshare_certificate_12mo1.25% APY1.25%12 moStandard
12-Month Certificatecd_12mo1.25% APY1.25%12 moStandard
24-Month Certificatecd_24mo1.35% APY1.35%24 moStandard
24-Month Certificateshare_certificate_24mo1.35% APY1.35%24 moStandard
60-Month Certificatecd_60mo1.50% APY1.50%60 moStandard
60-Month Certificateshare_certificate_60mo1.50% APY1.50%60 moStandard
12-Month Certificateshare_certificate_12mo2.77% APY2.77%12 moStandard

Vehicle loans available from 4.49% APR. Personal loan rates from 3.25% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 2.77% APY.

Source: RateAPI.dev, verified from Team First Credit Union's official website

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About Team First Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
812
Assets
$8.9M
Founded
1962
Locations reported
2
NCUA charter
14829
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Belco Community Credit UnionRegency Square · Lancaster · PA · 17603-2399Branch in the same ZIPCitadelRohrerstown Road · Lancaster · PA · 17603-2212Branch in the same ZIPLancaster Red Rose150 North Queen Street · Lancaster · PA · 17603Branch in the same ZIPMembers 1stColumbia Avenue Branch · Lancaster · PA · 17603-4331Branch in the same ZIPLancoLANCO FCU Roseville · Lancaster · PA · 17601About 3.0 miles awayPenlancoPenlanco Federal Credit Union · Lancaster · PA · 17601-3871About 3.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Team First Credit Union

Membership eligibility from Team First Credit Union's own published criteria. How we verify this.

Membership via employers (TreeHouse Foods +12 more) or the Chauffeurs, Teamsters, Helpers Local Union No 771 +1 more

  • EmployerTreeHouse Foods, EZSolutions, Kratos Defense and Security Solutions, Refreshingly Clean, Brenneman’s Printing, International Paper, United Parcel Services, YRC System Freight, ABF Freight, SuperValu, ACME, Albertsons Companies Inc., HR Ewell
  • AssociationChauffeurs, Teamsters, Helpers Local Union No 771, Chauffeurs, Teamsters, Helpers Local Union No 776

Verified from Team First Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Team First Credit Union?

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Frequently Asked Questions

What rates does Team First Credit Union offer?

Team First Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Team First Credit Union rates updated?

RateAPI verifies Team First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Team First Credit Union's rate data?

Rate data is collected directly from Team First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Team First Credit Union's auto & motorcycle loan rates?

As of August 3, 2026, Team First Credit Union offers vehicle loans from 4.49% APR.

What is Team First Credit Union's personal loan rate?

As of August 3, 2026, Team First Credit Union offers personal loans from 3.25% APR.

What is Team First Credit Union's best CD rate?

As of August 3, 2026, Team First Credit Union offers savings and certificate (CD) yields up to 2.77% APY.

Related Rate Data

Compare Team First Credit Union's rates against national credit-union benchmarks.

More Pennsylvania credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Team First Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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