Inspire Credit Union
Verified rate book
Current Inspire Credit Union rates
22 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5 Year Finish Line Mortgage 75% Loan-to-Valueother | 5.490% APR | 5.490% | — | Standard |
| 7 Year Finish Line Mortgage 75% Loan-to-Valueother | 5.740% APR | 5.740% | — | Standard |
| 10 Year Finish Line Mortgage 75% Loan-to-Valueother | 5.990% APR | 5.990% | — | Standard |
| 15 Year Finish Line Mortgage 75% Loan-to-Valueother | 6.240% APR | 6.240% | — | Standard |
| 20 Year Home Loan 81%-100% Loan-to-Valueother | 10.490% APR | 10.490% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 63-Month Auto Loanauto_any_63mo | 5.540% APR | 5.540% | 63 mo | Standard |
| Up to 75-Month Auto Loanauto_any_75mo | 5.790% APR | 5.790% | 75 mo | Standard |
| Up to 84-Month Auto Loanauto_any_84mo | 6.440% APR | 6.440% | 84 mo | Standard |
HELOC rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5 Year Home Equity Loan 80% Loan-to-Valueheloc_fixed | 6.240% APR | 6.240% | — | Standard |
| 7 Year Home Equity Loan 80% Loan-to-Valueheloc_fixed | 6.490% APR | 6.490% | — | Standard |
| 10 Year Home Equity Loan 80% Loan-to-Valueheloc_fixed | 6.740% APR | 6.740% | — | Standard |
| 15 Year Home Equity Loan 80% Loan-to-Valueheloc_fixed | 7.490% APR | 7.490% | — | Standard |
| 20 Year Home Equity Loan 80% Loan-to-Valueheloc_fixed | 7.990% APR | 7.990% | — | Standard |
| HELOC (HELOC) 81%-100% Loan-to-Valueheloc_variable | 8.250% APR | 8.250% | — | Standard |
| 5 Year Home Equity Loan 81%-100% Loan-to-Valueheloc_fixed | 8.740% APR | 8.740% | — | Standard |
| 7 Year Home Equity Loan 81%-100% Loan-to-Valueheloc_fixed | 8.990% APR | 8.990% | — | Standard |
| 10 Year Home Equity Loan 81%-100% Loan-to-Valueheloc_fixed | 9.240% APR | 9.240% | — | Standard |
| 15 Year Home Equity Loan 81%-100% Loan-to-Valueheloc_fixed | 9.990% APR | 9.990% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 60-Month Debt Consolidation Loanpersonal_unsecured_60mo | 10.990% APR | 10.990% | 60 mo | Standard |
| Up to 120-Month Personal Line of Creditploc_variable | 11.500% APR | 11.500% | 120 mo | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $5,000 Minimum Depositsavings | 1.50% APY | 1.50% | — | Standard |
| Six withdraws per monthsavings | 3.10% APY | 3.10% | — | Standard |
As of August 4, 2026, Inspire Credit Union offers mortgage rates from 5.49% APR. Auto loans available from 5.54% APR for 63 months. HELOC rates from 6.24% APR. Personal loan rates from 10.99% APR. Savings and certificate yields up to 3.10% APY.
Source: RateAPI.dev, verified from Inspire Credit Union's official website
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About Inspire Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 18.2K
- Assets
- $397.1M
- Founded
- 1936
- Locations reported
- 5
- NCUA charter
- 1759
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Inspire Credit Union
Membership eligibility from Inspire Credit Union's own published criteria. How we verify this.
Membership via the Friends of Silver Lake
- LocationBucks, Philadelphia
- AssociationFriends of Silver Lake
Verified from Inspire Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Inspire Credit Union?
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Frequently Asked Questions
What rates does Inspire Credit Union offer?
Inspire Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Inspire Credit Union rates updated?
RateAPI verifies Inspire Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Inspire Credit Union's rate data?
Rate data is collected directly from Inspire Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Inspire Credit Union's mortgage rate?
As of August 4, 2026, Inspire Credit Union offers mortgage rates from 5.49% APR.
What are Inspire Credit Union's auto loan rates?
As of August 4, 2026, Inspire Credit Union offers auto loans from 5.54% APR.
What is Inspire Credit Union's HELOC rate?
As of August 4, 2026, Inspire Credit Union offers home equity lines of credit from 6.24% APR.
What is Inspire Credit Union's personal loan rate?
As of August 4, 2026, Inspire Credit Union offers personal loans from 10.99% APR.
What is Inspire Credit Union's best CD rate?
As of August 4, 2026, Inspire Credit Union offers savings and certificate (CD) yields up to 3.10% APY.
Related Rate Data
Compare Inspire Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Inspire Credit Union rates
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# Get rates for Inspire Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/inspire" \
-H "Authorization: Bearer YOUR_API_KEY"