Freedom Credit Union
Verified rate book
Current Freedom Credit Union rates
23 published offers verified as of August 4, 2026.
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan Rates (2024-2026 Model Years) (1 - 66 mos.)auto_any_66mo | 3.990% APR | 3.990% | 66 mo | Standard |
| Auto Loan Rates (2021-2023 Model Years) (1 - 66 mos.)auto_any_66mo | 4.490% APR | 4.490% | 66 mo | Standard |
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| Auto Loan Rates (2024-2026 Model Years) (67 - 75 mos.)auto_any_75mo | 4.490% APR | 4.490% | 75 mo | Standard |
| Auto Loan Rates (2021-2023 Model Years) (67 - 75 mos.)auto_any_75mo | 4.990% APR | 4.990% | 75 mo | Standard |
| 66-Month Auto Loanauto_any_66mo | 4.990% APR | 4.490% | 66 mo | Standard |
| Auto Loan Rates (2024-2026 Model Years) (76 - 84 mos.)auto_any_84mo | 5.240% APR | 5.240% | 84 mo | Standard |
| Auto Loan Rates (2021-2023 Model Years) (76 - 84 mos.)auto_any_84mo | 5.740% APR | 5.740% | 84 mo | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan Rates (1 - 60 mos.)heloc_fixed | 5.500% APR | 5.500% | — | Standard |
| Home Equity Loanheloc | 5.500% APR | 5.500% | — | Standard |
| Home Equity Loan Rates (61 - 120 mos.)heloc_fixed | 5.750% APR | 5.750% | — | Standard |
| Home Equity Loan Rates (121 - 180 mos.)heloc_fixed | 6.000% APR | 6.000% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Take Advantage of Our Low Personal Loan Rates as Low as 3.99% (Term Share Certificate Secured Loan)personal_secured | 7.000% APR | 7.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 7.000% APR | 7.000% | — | Standard |
| Take Advantage of Our Low Personal Loan Rates as Low as 3.99% (Overdraft/Line of Credit)ploc_variable | 13.650% APR | 13.650% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| CDs & IRA Rates (60 mos.)ira_cd_60mo | 3.75% APY | 3.75% | 60 mo | Standard |
| CDs & IRA Rates (36 mos.)ira_cd_36mo | 3.75% APY | 3.75% | 36 mo | Standard |
| CDs & IRA Rates (30 mos.)ira_cd_30mo | 3.75% APY | 3.75% | 30 mo | Standard |
| CDs & IRA Rates (48 mos.)ira_cd_48mo | 3.75% APY | 3.75% | 48 mo | Standard |
| CDs & IRA Rates (18 mos.)ira_cd_18mo | 4.00% APY | 4.00% | 18 mo | Standard |
| CDs & IRA Rates (12 mos.)ira_cd_12mo | 4.00% APY | 4.00% | 12 mo | Standard |
| CDs & IRA Rates (6 mos.)ira_cd_6mo | 4.00% APY | 4.00% | 6 mo | Standard |
| CDs & IRA Rates (24 mos.)ira_cd_24mo | 4.10% APY | 4.10% | 24 mo | Standard |
Auto loans available from 3.99% APR for 66 months. HELOC rates from 5.5% APR. Personal loan rates from 7% APR. Savings and certificate yields up to 4.10% APY.
Source: RateAPI.dev, verified from Freedom Credit Union's official website
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About Freedom Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 60.9K
- Assets
- $1.5B
- Founded
- 1934
- Locations reported
- 5
- NCUA charter
- 60275
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Freedom Credit Union
Membership eligibility from Freedom Credit Union's own published criteria. How we verify this.
Community charter: live/work in Bucks, Chester, Delaware +2 more
- LocationBucks, Chester, Delaware, Montgomery, Philadelphia
Cost to join: About $5.
Verified from Freedom Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Freedom Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Freedom Credit Union ranks against Pennsylvania peers.
Frequently Asked Questions
What rates does Freedom Credit Union offer?
Freedom Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Freedom Credit Union rates updated?
RateAPI verifies Freedom Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Freedom Credit Union's rate data?
Rate data is collected directly from Freedom Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Freedom Credit Union's auto loan rates?
As of August 4, 2026, Freedom Credit Union offers auto loans from 3.99% APR.
What is Freedom Credit Union's HELOC rate?
As of August 4, 2026, Freedom Credit Union offers home equity lines of credit from 5.5% APR.
What is Freedom Credit Union's personal loan rate?
As of August 4, 2026, Freedom Credit Union offers personal loans from 7% APR.
What is Freedom Credit Union's best CD rate?
As of August 4, 2026, Freedom Credit Union offers savings and certificate (CD) yields up to 4.10% APY.
Related Rate Data
Compare Freedom Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Freedom Credit Union rates
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# Get rates for Freedom Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/freedom" \
-H "Authorization: Bearer YOUR_API_KEY"