Pheple Credit Union
Verified rate book
Current Pheple Credit Union rates
36 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.490% APR | 4.490% | new | Standard |
| Used Auto Loanauto_used | 5.490% APR | 5.490% | used | Standard |
| New Motorcycle Loanmotorcycle_new | 5.990% APR | 5.990% | new | Standard |
| Used Motorcycle Loanmotorcycle_used | 6.990% APR | 6.990% | used | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.900% APR | 5.900% | — | Standard |
| Up to 5-Year Home Equity Loan (Fixed)heloc_fixed | 5.900% APR | 5.900% | — | Standard |
| Up to 20-Year Home Equity Loan (Fixed)heloc_fixed | 6.540% APR | 6.540% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 6.500% APR | 6.500% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.490% APR | 9.490% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Student Credit Cardcredit_card_student | 7.990% APR | 7.990% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 9.490% APR | 9.490% | — | Standard |
| Credit Builder Credit Cardcredit_card | 9.990% APR | 9.990% | — | Standard |
Savings & CD rates
22 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.01% APY | 0.01% | — | Standard |
| IRAira | 0.05% APY | 0.05% | — | Standard |
| All Balancessavings | 0.05% APY | 0.05% | — | Standard |
| Money Marketmoney_market | 0.10% APY | 0.10% | — | Standard |
| $500.00 - $24,999.99savings | 0.10% APY | 0.10% | — | Standard |
| $25,000.00 - $49.999.99savings | 0.25% APY | 0.25% | — | Standard |
| KASASA Cash Checking (Qualifying)savings | 0.30% APY | 0.30% | — | Standard |
| KASASA Saver (Qualifying)savings | 0.45% APY | 0.30% | — | Standard |
| Up to $50,000.00savings | 0.75% APY | 0.75% | — | Standard |
| $50,000.00 And Oversavings | 0.75% APY | 0.75% | — | Standard |
| Legacy Member Club Benefit: earn an additional 0.15%! (60 Months)cd_60mo | 1.98% APY | 1.98% | 60 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 2.00% APY | 1.98% | 60 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 2.05% APY | 2.03% | 60 mo | Standard |
| Legacy Member Club Benefit: earn an additional 0.15%! (36 Months)cd_36mo | 2.23% APY | 2.23% | 36 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 2.25% APY | 2.23% | 36 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 2.30% APY | 2.28% | 36 mo | Standard |
| Legacy Member Club Benefit: earn an additional 0.15%! (12 Months)cd_12mo | 2.72% APY | 2.72% | 12 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 2.75% APY | 2.72% | 12 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 2.80% APY | 2.77% | 12 mo | Standard |
| 13-Month Certificateshare_certificate_13mo | 4.17% APY | 4.17% | 13 mo | Standard |
| Special Certificateshare_certificate_13mo | 4.25% APY | 4.17% | 13 mo | Standard |
| Up to $15,000.00savings | 4.89% APY | 4.89% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| PAL Loanother | 18.000% % | 18.000% | — | Standard |
| PALother | 18.000% % | 18.000% | — | Standard |
Vehicle loans available from 4.49% APR. HELOC rates from 5.9% APR. Personal loan rates from 6.5% APR. Credit card rates from 7.99% APR. Savings and certificate yields up to 4.89% APY.
Source: RateAPI.dev, verified from Pheple Credit Union's official website
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About Pheple Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 18.3K
- Assets
- $136.8M
- Founded
- 1951
- Locations reported
- 10
- NCUA charter
- 7297
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Pheple Credit Union
Membership eligibility from Pheple Credit Union's own published criteria. How we verify this.
Community charter: live/work in Allegheny, Armstrong, Fayette +2 more
- LocationAllegheny, Armstrong, Fayette, Washington, Westmoreland
Cost to join: About $5.
Verified from Pheple Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Pheple Credit Union?
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Frequently Asked Questions
What rates does Pheple Credit Union offer?
Pheple Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Pheple Credit Union rates updated?
RateAPI verifies Pheple Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Pheple Credit Union's rate data?
Rate data is collected directly from Pheple Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Pheple Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Pheple Credit Union offers vehicle loans from 4.49% APR.
What is Pheple Credit Union's HELOC rate?
As of August 4, 2026, Pheple Credit Union offers home equity lines of credit from 5.9% APR.
What is Pheple Credit Union's personal loan rate?
As of August 4, 2026, Pheple Credit Union offers personal loans from 6.5% APR.
What is Pheple Credit Union's best CD rate?
As of August 4, 2026, Pheple Credit Union offers savings and certificate (CD) yields up to 4.89% APY.
Related Rate Data
Compare Pheple Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Pheple Credit Union
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-H "Authorization: Bearer YOUR_API_KEY"