Firstenergy Choice Credit Union
Verified rate book
Current Firstenergy Choice Credit Union rates
37 published offers verified as of August 4, 2026.
Auto & vehicle rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Car/ Truck loan rates (Up to 6 years)auto_any_72mo | 4.240% APR | 4.240% | 72 mo | Standard |
| Car/ Truck loan rates (Up to 3 years)auto_any_36mo | 4.240% APR | 4.240% | 36 mo | Standard |
| Car/ Truck loan rates (Up to 4 years)auto_any_48mo | 4.240% APR | 4.240% | 48 mo | Standard |
| Car/ Truck loan rates (Up to 5 years)auto_any_60mo | 4.240% APR | 4.240% | 60 mo | Standard |
| Car & Truck Loan (New, Used & Refinanced)auto_any | 4.240% APR | 4.240% | any | Standard |
| Motorcycle/ ATV/ UTV loan rates (Up to 4 years)motorcycle_any_48mo | 6.740% APR | 6.740% | 48 mo | Standard |
| Auto Loanauto | 6.740% APR | 6.740% | — | Standard |
| Motorcycle/ ATV/ UTV loan rates (Up to 6 years)motorcycle_any_72mo | 6.740% APR | 6.740% | 72 mo | Standard |
| Recreational Vehicle (New, Used & Refinanced)rv_any | 6.740% APR | 6.740% | any | Standard |
| Up to 108-Month RV Loan (2024 and Newer)rv_any_108mo | 6.740% APR | 6.740% | 108 mo | Standard |
| Up to 120-Month RV Loan (2025 and Newer)rv_any_120mo | 6.740% APR | 6.740% | 120 mo | Standard |
| Up to 72-Month RV Loan (2021 and Newer)rv_any_72mo | 6.740% APR | 6.740% | 72 mo | Standard |
| Up to 84-Month RV Loan (2022 and Newer)rv_any_84mo | 6.740% APR | 6.740% | 84 mo | Standard |
| Up to 96-Month RV Loan (2023 and Newer)rv_any_96mo | 6.740% APR | 6.740% | 96 mo | Standard |
| Motorcycle, ATV, & UTV Loan (New, Used & Refinanced)motorcycle_any | 6.740% APR | 6.740% | any | Standard |
| Motorcycle/ ATV/ UTV loan rates (Up to 3 years)motorcycle_any_36mo | 6.740% APR | 6.740% | 36 mo | Standard |
| Motorcycle/ ATV/ UTV loan rates (Up to 5 years)motorcycle_any_60mo | 6.740% APR | 6.740% | 60 mo | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 5.490% APR | 5.490% | — | Standard |
| Home Equity Loan (Closed-End, Fixed Rate)heloc_fixed | 5.490% APR | 5.490% | — | Standard |
| HELOC (Variable)heloc_variable | 6.600% APR | 6.600% | — | Standard |
| HELOC (Fixed)heloc_fixed | 8.490% APR | 8.490% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Purchases, cash advances and balance transfers ratecredit_card_balance_transfer | 8.900% APR | 8.900% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.20% APY | 0.20% | — | Standard |
| CHRISTMAS CLUBsavings | 0.20% APY | 0.20% | — | Specialty offer |
| 3-Month IRA Certificateira_cd_3mo | 0.20% APY | 0.20% | 3 mo | Standard |
| IRAira | 0.40% APY | 0.40% | — | Standard |
| 6-Month IRA Certificateira_cd_6mo | 0.76% APY | 0.75% | 6 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 1.61% APY | 1.60% | 12 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 1.71% APY | 1.70% | 24 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 1.82% APY | 1.80% | 36 mo | Standard |
| 48-Month IRA Certificateira_cd_48mo | 2.02% APY | 2.00% | 48 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 2.27% APY | 2.25% | 60 mo | Standard |
Other rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 80% Of Home Value Less Encumbrances/Liensother | 5.490% % | 5.490% | — | Standard |
| 90% Of Home Value Less Encumbrances/Liensother | 5.990% % | 5.990% | — | Standard |
| 80% Of Home Value Less Encumbrances/Liens With Direct Deposit Paymentsother | 6.600% % | 6.600% | — | Standard |
| 80% Of Home Value Less Encumbrances/Liens Without Direct Deposit Paymentsother | 7.100% % | 7.100% | — | Standard |
| 90% Of Home Value Less Encumbrances/Liens (Primary Residence Only)other | 9.240% % | 9.240% | — | Standard |
Vehicle loans available from 4.24% APR for 72 months. HELOC rates from 5.49% APR. Credit card rates from 8.9% APR. Savings and certificate yields up to 2.27% APY.
Source: RateAPI.dev, verified from Firstenergy Choice Credit Union's official website
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About Firstenergy Choice Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.6K
- Assets
- $52.2M
- Founded
- 1935
- Locations reported
- 1
- NCUA charter
- 839
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Firstenergy Choice Credit Union
Membership eligibility from Firstenergy Choice Credit Union's own published criteria. How we verify this.
Membership via employers (FirstEnergy Corp. +1 more)
- EmployerFirstEnergy Corp., Allegheny Energy, Inc.
Verified from Firstenergy Choice Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Firstenergy Choice Credit Union?
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Frequently Asked Questions
What rates does Firstenergy Choice Credit Union offer?
Firstenergy Choice Credit Union currently offers vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Firstenergy Choice Credit Union rates updated?
RateAPI verifies Firstenergy Choice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Firstenergy Choice Credit Union's rate data?
Rate data is collected directly from Firstenergy Choice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Firstenergy Choice Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Firstenergy Choice Credit Union offers vehicle loans from 4.24% APR.
What is Firstenergy Choice Credit Union's HELOC rate?
As of August 4, 2026, Firstenergy Choice Credit Union offers home equity lines of credit from 5.49% APR.
What is Firstenergy Choice Credit Union's best CD rate?
As of August 4, 2026, Firstenergy Choice Credit Union offers savings and certificate (CD) yields up to 2.27% APY.
Related Rate Data
Compare Firstenergy Choice Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Firstenergy Choice Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/firstenergy-choice" \
-H "Authorization: Bearer YOUR_API_KEY"