Derry Area Credit Union

Derry, Pennsylvania
Last verified: August 3, 2026
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Verified rate book

Current Derry Area Credit Union rates

5 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

2 offers
Derry Area Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new5.000% APR5.000%newStandard
Used Auto Loanauto_used5.500% APR5.500%usedStandard

Personal loan rates

2 offers
Derry Area Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured4.000% APR4.000%Standard
Personal Loanpersonal8.000% APR8.000%Standard

Credit card rates

1 offer
Derry Area Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.900% APR9.900%Standard

Auto loans available from 5% APR. Personal loan rates from 4% APR. Credit card rates from 9.9% APR.

Source: RateAPI.dev, verified from Derry Area Credit Union's official website

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About Derry Area Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.8K
Assets
$14.2M
Founded
1949
Locations reported
4
NCUA charter
6196
Charter type
Federal credit union

Services and member support

  • Electronic statements
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Derry Area Credit Union

Membership eligibility from Derry Area Credit Union's own published criteria. How we verify this.

Membership via employers (Specialty Bar Products Company +5 more)

  • EmployerSpecialty Bar Products Company, Clark Metal Products Company, Dlubak Organic Coatings & Designs, LTD, Premium Molding Inc., Derry Area Federal Credit Union, Ceratizit, USA

Cost to join: About $5.

Verified from Derry Area Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Derry Area Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Derry Area Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does Derry Area Credit Union offer?

Derry Area Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Derry Area Credit Union rates updated?

RateAPI verifies Derry Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Derry Area Credit Union's rate data?

Rate data is collected directly from Derry Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Derry Area Credit Union's auto loan rates?

As of August 3, 2026, Derry Area Credit Union offers auto loans from 5% APR.

What is Derry Area Credit Union's personal loan rate?

As of August 3, 2026, Derry Area Credit Union offers personal loans from 4% APR.

Related Rate Data

Compare Derry Area Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Derry Area Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Derry Area Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/derry-area" \
  -H "Authorization: Bearer YOUR_API_KEY"