Western Pa Credit Union

New Kensington, Pennsylvania
Last verified: August 4, 2026
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Verified rate book

Current Western Pa Credit Union rates

36 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

13 offers
Western Pa Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto (1st Owner)auto_new_36mo5.000% APR5.000%36 mo · newStandard
New Auto (1st Owner)auto_new_60mo5.150% APR5.150%60 mo · newStandard
New Auto (1st Owner)auto_new_72mo5.250% APR5.250%72 mo · newStandard
36-Month Used Auto Loan (2020–2025)auto_used_36mo5.250% APR5.250%36 mo · usedStandard
Used Auto as low asauto_used_36mo5.250% APR5.250%36 mo · usedStandard
New Auto (1st Owner)auto_new_84mo5.350% APR5.350%84 mo · newStandard
60-Month Used Auto Loan (2020–2025)auto_used_60mo5.450% APR5.450%60 mo · usedStandard
Used Auto as low asauto_used_60mo5.450% APR5.450%60 mo · usedStandard
72-Month Used Auto Loan (2020–2025)auto_used_72mo5.650% APR5.650%72 mo · usedStandard
Used Auto as low asauto_used_72mo5.650% APR5.650%72 mo · usedStandard
Used Auto as low asauto_used_84mo5.750% APR5.750%84 mo · usedStandard
84-Month Used Auto Loan (2020–2025)auto_used_84mo5.750% APR5.750%84 mo · usedStandard
Used Auto as low asauto_used_48mo6.050% APR6.050%48 mo · usedStandard

HELOC rates

4 offers
Western Pa Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loans ( excluded from Evergreen Advantage) (Up to 5 years)heloc_fixed5.750% APR5.750%Standard
Home Equity Loans ( excluded from Evergreen Advantage) (Up to 10 years)heloc_fixed6.000% APR6.000%Standard
Home Equity Loans ( excluded from Evergreen Advantage) (Up to 15 years)heloc_fixed6.250% APR6.250%Standard
Home Equity Loans ( excluded from Evergreen Advantage) (Up to 20 years)heloc_fixed6.500% APR6.500%Standard

Personal loan rates

5 offers
Western Pa Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.500% APR3.500%Standard
Summer Loanpersonal5.250% APR5.250%Standard
Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo8.750% APR8.750%36 moStandard
Personal Loans (As low as)personal_unsecured8.750% APR8.750%Standard
Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo9.250% APR9.250%60 moStandard

Credit card rates

1 offer
Western Pa Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card12.750% APR12.750%Standard

Savings & CD rates

11 offers
Western Pa Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savingsshare_savings0.15% APY0.15%Standard
Vacation Clubsavings0.20% APY0.20%Specialty offer
Christmas Clubsavings0.25% APY0.25%Specialty offer
100% Securedsavings2.25% APY2.25%Standard
60-Month IRA Certificateira_cd_60mo2.25% APY2.25%60 moStandard
36-Month IRA Certificateira_cd_36mo2.50% APY2.50%36 moStandard
24-Month IRA Certificateira_cd_24mo2.50% APY2.50%24 moStandard
12-Month IRA Certificateira_cd_12mo3.00% APY3.00%12 moStandard
50% Securedsavings3.25% APY3.25%Standard
9-Month Certificatecd_9mo3.25% APY3.25%9 moStandard
6-Month Certificatecd_6mo3.50% APY3.50%6 moStandard

Other rates

2 offers
Western Pa Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New as low asother7.250% %7.250%Standard
Used as low asother7.500% %7.500%Standard

Auto loans available from 5% APR for 36 months. HELOC rates from 5.75% APR. Personal loan rates from 3.5% APR. Credit card rates from 12.75% APR. Savings and certificate yields up to 3.50% APY.

Source: RateAPI.dev, verified from Western Pa Credit Union's official website

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About Western Pa Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.5K
Assets
$23.7M
Founded
1973
Locations reported
2
NCUA charter
21140
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Western Pa Credit Union

Membership eligibility from Western Pa Credit Union's own published criteria. How we verify this.

Membership criteria are published on Western Pa Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Western Pa Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Western Pa Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Western Pa Credit Union ranks against Pennsylvania peers.

Frequently Asked Questions

What rates does Western Pa Credit Union offer?

Western Pa Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Western Pa Credit Union rates updated?

RateAPI verifies Western Pa Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Western Pa Credit Union's rate data?

Rate data is collected directly from Western Pa Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Western Pa Credit Union's auto loan rates?

As of August 4, 2026, Western Pa Credit Union offers auto loans from 5% APR.

What is Western Pa Credit Union's HELOC rate?

As of August 4, 2026, Western Pa Credit Union offers home equity lines of credit from 5.75% APR.

What is Western Pa Credit Union's personal loan rate?

As of August 4, 2026, Western Pa Credit Union offers personal loans from 3.5% APR.

What is Western Pa Credit Union's best CD rate?

As of August 4, 2026, Western Pa Credit Union offers savings and certificate (CD) yields up to 3.50% APY.

Related Rate Data

Compare Western Pa Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Western Pa Credit Union rates

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terminal
# Get rates for Western Pa Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/western-pa" \
  -H "Authorization: Bearer YOUR_API_KEY"