Point West Credit Union
Verified rate book
Current Point West Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| 48-Month New Auto Loan (2023 and Newer)auto_new_48mo | 4.990% APR | 4.990% | 48 mo · new | Standard |
| 36-Month New Auto Loan (2023 and Newer)auto_new_36mo | 4.990% APR | 4.990% | 36 mo · new | Standard |
| 24-Month New Auto Loan (2023 and Newer)auto_new_24mo | 4.990% APR | 4.990% | 24 mo · new | Standard |
| 60-Month New Auto Loan (2023 and Newer)auto_new_60mo | 5.240% APR | 5.240% | 60 mo · new | Standard |
| 72-Month New Auto Loan (2023 and Newer)auto_new_72mo | 5.490% APR | 5.490% | 72 mo · new | Standard |
| 84-Month New Auto Loan (2023 and Newer)auto_new_84mo | 5.740% APR | 5.740% | 84 mo · new | Standard |
| Term 1-120 monthsauto_any_120mo | 6.500% APR | 6.500% | 120 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loans (Term 1 - 60 months)personal_unsecured_60mo | 9.250% APR | 9.250% | 60 mo | Standard |
| Debt Consolidation Loanpersonal | 10.240% APR | 10.240% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Term 1 - 120 monthsother | 2.240% % | 2.240% | — | Standard |
| Term 1 - 48 monthsother | 10.240% % | 10.240% | — | Standard |
| Term 49 - 60 monthsother | 10.740% % | 10.740% | — | Standard |
Auto loans available from 4.99% APR. HELOC rates from 6.5% APR. Personal loan rates from 9.25% APR.
Source: RateAPI.dev, verified from Point West Credit Union's official website
Loading branch locator…
About Point West Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.1K
- Assets
- $102M
- Founded
- 1934
- Locations reported
- 3
- NCUA charter
- 63971
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Point West Credit Union
Membership eligibility from Point West Credit Union's own published criteria. How we verify this.
Community charter: live/work in Benton, Clackamas, Clatsop +11 more
- LocationBenton, Clackamas, Clatsop, Columbia, Deschutes, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Tillamook, Washington, Yamhill
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Point West Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Point West Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Point West Credit Union ranks against Oregon peers.
Frequently Asked Questions
What rates does Point West Credit Union offer?
Point West Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Point West Credit Union rates updated?
RateAPI verifies Point West Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Point West Credit Union's rate data?
Rate data is collected directly from Point West Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Point West Credit Union's auto loan rates?
As of August 4, 2026, Point West Credit Union offers auto loans from 4.99% APR.
What is Point West Credit Union's HELOC rate?
As of August 4, 2026, Point West Credit Union offers home equity lines of credit from 6.5% APR.
What is Point West Credit Union's personal loan rate?
As of August 4, 2026, Point West Credit Union offers personal loans from 9.25% APR.
Related Rate Data
Compare Point West Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Point West Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Oregon credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Point West Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon/point-west" \
-H "Authorization: Bearer YOUR_API_KEY"