Trailhead Credit Union

Portland, Oregon
Last verified: August 4, 2026
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Verified rate book

Current Trailhead Credit Union rates

69 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

10 offers
Trailhead Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.625% APR6.625%—Standard
30-Year Fixed30 year fixed6.837% APR6.625%—Standard
15-Year Fixed15 year fixed5.875% APR5.875%—Standard
15-Year Fixed15 year fixed6.118% APR5.875%—Standard
Floating Home Loan15 year fixed6.910% APR6.750%—Standard
7/1 ARM7 1 arm6.125% APR6.125%—Standard
10/1 ARM10 1 arm6.500% APR6.500%—Standard
7/1 ARM7 1 arm6.628% APR6.125%—Standard
7 Year Balloon (30 Year Amortization)other6.000% APR6.000%—Standard
Floating Home Loanother7.310% APR7.000%—Standard

Auto & vehicle rates

12 offers
Trailhead Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Autos (New & Used) (Up to 84 months)auto_any_84mo4.990% APR4.990%84 mo · anyStandard
Auto Loanauto4.990% APR4.990%—Standard
Standard (60 months or less)auto_any_60mo7.740% APR7.740%60 moStandard
Motorcycles (New & Used)motorcycle_any_60mo7.740% APR7.740%60 mo · anyStandard
Boats, RVs & Travel Trailers (New & Used) (84 months or less)boat_any_84mo7.990% APR7.990%84 mo · anyStandard
Extended (61-84 months)auto_any_84mo8.240% APR8.240%84 moStandard
Boats, RVs & Travel Trailers (New & Used) (85-120 months)boat_any_120mo8.240% APR8.240%120 mo · anyStandard
Motorcycles (New & Used)motorcycle_any_84mo8.240% APR8.240%84 mo · anyStandard
Boats, RVs & Travel Trailers (New & Used) (121-180 months)boat_any_180mo8.990% APR8.990%180 mo · anyStandard
ATVs, Snowmobiles, Personal Watercraft (New & Used) (Up to 24 months)powersports_any_24mo9.000% APR9.000%24 mo · anyStandard
ATVs, Snowmobiles, Personal Watercraft (New & Used) (25-36 months)powersports_any_36mo9.250% APR9.250%36 mo · anyStandard
ATVs, Snowmobiles, Personal Watercraft (New & Used) (37-48 months)powersports_any_48mo9.500% APR9.500%48 mo · anyStandard

HELOC rates

6 offers
Trailhead Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Equity Options Line of Credit (HELOC)heloc_variable3.990% APR3.990%—Standard
Home Equity Loan – 1st Lienheloc_fixed5.554% APR5.250%—Standard
HELOCheloc6.250% APR6.250%—Standard
Home Equity Loan – 2nd Lien (10 years)heloc_fixed7.625% APR7.625%—Standard
Floating HELOCheloc_variable7.750% APR7.750%—Standard
Home Equity Loan – 2nd Lien (15 years)heloc_fixed8.125% APR8.125%—Standard

Personal loan rates

4 offers
Trailhead Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Equity Options Line of Creditploc_variable6.250% APR6.250%—Standard
Flexline Personal Line of Creditploc_variable12.750% APR12.750%—Standard
Compare Personal Loan Options (A low fixed rate loan for whatever it is you need.)personal_unsecured14.000% APR14.000%—Standard
A low fixed rate loan for whatever it is you need.personal14.000% APR14.000%—Standard

Credit card rates

6 offers
Trailhead Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured Credit Cardcredit_card_secured11.750% APR11.750%—Standard
Platinum Credit Cardcredit_card_platinum11.750% APR11.750%—Standard
Business Platinum Credit Cardcredit_card_business11.750% APR11.750%—Standard
Business Rewards Credit Cardcredit_card_business12.750% APR12.750%—Standard
Rewards Credit Cardcredit_card_rewards12.750% APR12.750%—Standard
Credit Cardcredit_card14.000% APR14.000%—Standard

Savings & CD rates

26 offers
Trailhead Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Base Rate (non-qualified rate)savings0.05% APY0.05%—Standard
Business Savingssavings0.10% APY0.10%—Standard
$15,000.01 + (Qualified rate)savings0.25% APY0.25%—Standard
Business Money Market $2,500 – $9,999.99 $10,000 – $49,999.99 $50,000 – $99,999.99 $100,000 – $249,999.99 $250,000 +money_market0.25% APY0.25%—Standard
Business Money Marketmoney_market0.25% APY0.25%—Standard
Money Market ($10,000 – $49,999.99)money_market0.50% APY0.50%—Standard
Money Market ($50,000 – $99,999.99)money_market1.00% APY1.00%—Standard
Money Market ($100,000 – $249,999.99)money_market1.14% APY1.14%—Standard
Money Market ($250,000+)money_market1.39% APY1.39%—Standard
Holiday Club Certificate (matures November 1)cd1.98% APY1.98%—Specialty offer
Add-On Certificate Rates (Holiday Club Certificate (matures November 1))cd1.98% APY1.98%—Specialty offer
Money Builder Certificate (12-Month Term)cd_12mo1.98% APY1.98%12 moStandard
Add-On Certificate Rates (Money Builder Certificate (12-Month Term))cd_12mo1.98% APY1.98%12 moStandard
Money Builder Certificatecd2.00% APY1.98%—Standard
48-Month Certificatecd_48mo2.47% APY2.47%48 moStandard
18-Month Certificatecd_18mo2.47% APY2.47%18 moStandard
24-Month Certificatecd_24mo2.47% APY2.47%24 moStandard
36-Month Certificatecd_36mo2.47% APY2.47%36 moStandard
60-Month Certificatecd_60mo2.47% APY2.47%60 moStandard
12-Month Certificatecd_12mo2.72% APY2.72%12 moStandard
6-Month Certificatecd_6mo2.96% APY2.96%6 moStandard
Certificatecd2.96% APY2.96%—Standard
$0 – $30,000 (Qualified rate)savings2.96% APY2.96%—Standard
Kasasa Saversavings2.96% APY2.96%—Standard
$0 – $15,000 (Qualified rate)savings4.88% APY4.88%—Standard
15 Yearsavings5.25% APY5.25%—Standard

Other rates

5 offers
Trailhead Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
$30,000.01 (Qualified rate)other0.250% %0.250%—Standard
Promotional intro rate for first 6 months*other3.990% %3.990%—Introductory offer
Check/Card by phone paymentother4.000% %4.000%—Standard
15 Year Amortization With 10 Year Drawother6.250% %6.250%—Standard
Bike Loanother11.500% %11.500%—Standard

As of August 4, 2026, Trailhead Credit Union offers a 30-year fixed mortgage at 6.625% APR. Vehicle loans available from 4.99% APR for 84 months. HELOC rates from 3.99% APR. Personal loan rates from 6.25% APR. Credit card rates from 11.75% APR. Savings and certificate yields up to 5.25% APY.

Source: RateAPI.dev, verified from Trailhead Credit Union's official website

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About Trailhead Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.5K
Assets
$155.5M
Founded
1935
Locations reported
3
NCUA charter
644
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

ConsolidatedNorthwest · Portland · OR · 97209Branch in the same ZIPI.l.w.u.Portland · Portland · OR · 97209Branch in the same ZIPOnpoint CommunityStadium · Portland · OR · 97209Branch in the same ZIPUnitus CommunityUCCU-N Williams · Portland · OR · 97227-1688About 1.0 miles awayColumbia CommunityPortland Commercial Center · Portland · OR · 97204-3237About 1.0 miles awayRivermark CommunityDowntown Branch · Portland · OR · 97204About 1.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Trailhead Credit Union

Membership eligibility from Trailhead Credit Union's own published criteria. How we verify this.

Community charter: live/work in Multnomah County, OR

  • LocationMultnomah County — OR

Cost to join: About $5.

Verified from Trailhead Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Trailhead Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Trailhead Credit Union ranks against Oregon peers.

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Frequently Asked Questions

What rates does Trailhead Credit Union offer?

Trailhead Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Trailhead Credit Union rates updated?

RateAPI verifies Trailhead Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Trailhead Credit Union's rate data?

Rate data is collected directly from Trailhead Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Trailhead Credit Union's mortgage rate?

As of August 4, 2026, Trailhead Credit Union offers a 30-year fixed mortgage at 6.625% APR.

What are Trailhead Credit Union's auto, boat, motorcycle & powersports loan rates?

As of August 4, 2026, Trailhead Credit Union offers vehicle loans from 4.99% APR.

What is Trailhead Credit Union's HELOC rate?

As of August 4, 2026, Trailhead Credit Union offers home equity lines of credit from 3.99% APR.

What is Trailhead Credit Union's personal loan rate?

As of August 4, 2026, Trailhead Credit Union offers personal loans from 6.25% APR.

What is Trailhead Credit Union's best CD rate?

As of August 4, 2026, Trailhead Credit Union offers savings and certificate (CD) yields up to 5.25% APY.

Related Rate Data

Compare Trailhead Credit Union's rates against national credit-union benchmarks.

More Oregon credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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