Heritage Grove Credit Union

Salem, Oregon
Last verified: August 4, 2026
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Verified rate book

Current Heritage Grove Credit Union rates

44 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

13 offers
Heritage Grove Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
72-Month Auto Loanauto_any_72mo4.990% APR4.990%72 moStandard
New Auto Loan (2025 and Newer)auto_new4.990% APR4.990%newStandard
Auto Loanauto5.240% APR5.240%Standard
Used Auto Loan (2019–2024)auto_used5.490% APR5.490%usedStandard
Used Auto Loan (2018 and Older)auto_used6.490% APR6.490%usedStandard
New Boat Loanboat_new7.040% APR7.040%newStandard
New RV Loanrv_new7.040% APR7.040%newStandard
Used RV Loanrv_used7.540% APR7.540%usedStandard
Used Boat Loanboat_used7.540% APR7.540%usedStandard
Older Boat¹ ² ⁵boat_used8.540% APR8.540%usedStandard
Older RV¹ ² ⁴rv_used8.540% APR8.540%usedStandard
New Motorcycle Loanmotorcycle_new8.790% APR8.790%newStandard
Used Motorcycle Loanmotorcycle_used9.790% APR9.790%usedStandard

HELOC rates

2 offers
Heritage Grove Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed5.990% APR5.990%Standard
HELOC (Variable)heloc_variable7.490% APR7.490%Standard

Personal loan rates

3 offers
Heritage Grove Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Secure²personal_secured4.100% APR4.100%Standard
Personal Line of Credit Variable Rate¹ploc_variable11.000% APR11.000%Standard
Unsecured Personal Loanpersonal_unsecured11.990% APR11.990%Standard

Credit card rates

2 offers
Heritage Grove Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Balance Transfer Promo Rates² (12 Months)credit_card_balance_transfer7.990% APR7.990%Standard
Credit Cardcredit_card13.400% APR13.400%Standard

Savings & CD rates

21 offers
Heritage Grove Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
First-Time Home-Buyer Savings: Balances $100 or moresavings0.05% APY0.05%Standard
Goal Saversavings0.05% APY0.05%Standard
$0 - $9,999.99savings0.10% APY0.10%Standard
Youth Savingssavings0.10% APY0.10%Eligibility restricted
$0 - $999.99savings0.10% APY0.10%Standard
Primary Savings: Balances $100 or moresavings0.10% APY0.10%Standard
$1,000 - $9,999.99savings0.45% APY0.45%Standard
$10,000 - $24,999.99savings0.60% APY0.60%Standard
$10,000 - $99,999.99savings0.65% APY0.65%Standard
$25,000 - $99,999.99savings0.75% APY0.75%Standard
$100,000 And Abovesavings0.99% APY0.99%Standard
6-Month Certificatecd_6mo1.95% APY1.95%6 moStandard
6-Month Certificatecd_6mo1.95% APY1.95%6 moStandard
18-Month Certificatecd_18mo2.10% APY2.10%18 moStandard
24-Month Certificatecd_24mo2.20% APY2.20%24 moStandard
12-Month Certificatecd_12mo2.25% APY2.25%12 moStandard
36-Month Certificatecd_36mo2.30% APY2.30%36 moStandard
48-Month Certificatecd_48mo2.40% APY2.40%48 moStandard
Let Your Savings Shine This Summer (9 Month)savings2.50% APY2.50%9 moStandard
60-Month Certificatecd_60mo2.50% APY2.50%60 moStandard
End-of-Summer Savings Start Here (9 Month)savings3.00% APY3.00%9 moSpecialty offer

Other rates

3 offers
Heritage Grove Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
9-Month Specialother3.000% %3.000%Standard
9-Month Specialother3.250% %3.250%Standard
9-Month Specialother3.500% %3.500%Standard

Vehicle loans available from 4.99% APR for 72 months. HELOC rates from 5.99% APR. Personal loan rates from 4.1% APR. Credit card rates from 7.99% APR. Savings and certificate yields up to 2.50% APY.

Source: RateAPI.dev, verified from Heritage Grove Credit Union's official website

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About Heritage Grove Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.4K
Assets
$166.3M
Founded
1964
Locations reported
1
NCUA charter
16113
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Heritage Grove Credit Union

Membership eligibility from Heritage Grove Credit Union's own published criteria. How we verify this.

Community charter: live/work in Benton, Clackamas, Marion +4 more

  • LocationBenton, Clackamas, Marion, Multnomah, Polk, Washington, Yamhill

Verified from Heritage Grove Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Heritage Grove Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Heritage Grove Credit Union ranks against Oregon peers.

Frequently Asked Questions

What rates does Heritage Grove Credit Union offer?

Heritage Grove Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Heritage Grove Credit Union rates updated?

RateAPI verifies Heritage Grove Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Heritage Grove Credit Union's rate data?

Rate data is collected directly from Heritage Grove Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Heritage Grove Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Heritage Grove Credit Union offers vehicle loans from 4.99% APR.

What is Heritage Grove Credit Union's HELOC rate?

As of August 4, 2026, Heritage Grove Credit Union offers home equity lines of credit from 5.99% APR.

What is Heritage Grove Credit Union's personal loan rate?

As of August 4, 2026, Heritage Grove Credit Union offers personal loans from 4.1% APR.

What is Heritage Grove Credit Union's best CD rate?

As of August 4, 2026, Heritage Grove Credit Union offers savings and certificate (CD) yields up to 2.50% APY.

Related Rate Data

Compare Heritage Grove Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Heritage Grove Credit Union
curl "https://api.rateapi.dev/credit-unions/oregon/heritage-grove" \
  -H "Authorization: Bearer YOUR_API_KEY"