Employees Credit Union
Verified rate book
Current Employees Credit Union rates
12 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Real Estate 2nd Mortgageother | 7.740% APR | 7.740% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 50,000 Plusauto | 4.740% APR | 4.740% | — | Standard |
| New/Usedauto_any | 6.740% APR | 6.740% | any | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Creditploc_variable | 9.240% APR | 9.240% | — | Standard |
| 36-Month Signature Loanpersonal_unsecured_36mo | 9.240% APR | 9.240% | 36 mo | Standard |
| Payday Alternative Loan ($200 - 1,000)personal_unsecured_6mo | 18.240% APR | 18.240% | 6 mo | Standard |
Other rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Loanother | 6.240% % | 6.240% | — | Standard |
| Miscellaneousother | 7.740% % | 7.740% | — | Standard |
| Promotional Loanother | 8.240% % | 8.240% | — | Standard |
| Land Onlyother | 9.240% % | 9.240% | — | Standard |
| Non-Owner Occupiedother | 9.240% % | 9.240% | — | Standard |
As of August 4, 2026, Employees Credit Union offers mortgage rates from 7.74% APR. Auto loans available from 4.74% APR. HELOC rates from 6.75% APR. Personal loan rates from 9.24% APR.
Source: RateAPI.dev, verified from Employees Credit Union's official website
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About Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.4K
- Assets
- $48.1M
- Founded
- 1954
- Locations reported
- 3
- NCUA charter
- 9715
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
- Payday Alternative Loans I
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Employees Credit Union
Membership eligibility from Employees Credit Union's own published criteria. How we verify this.
Membership via employers (The City of Tulsa +7 more) or the Southwest Tulsa Chamber of Commerce
- LocationTulsa County, Creek County
- EmployerThe City of Tulsa, Bixby, Catoosa, Claremore, Glenpool, Jenks, Mannford, Sapulpa
- AssociationSouthwest Tulsa Chamber of Commerce
Cost to join: About $25.
Verified from Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Employees Credit Union?
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Frequently Asked Questions
What rates does Employees Credit Union offer?
Employees Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Employees Credit Union rates updated?
RateAPI verifies Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Employees Credit Union's rate data?
Rate data is collected directly from Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Employees Credit Union's mortgage rate?
As of August 4, 2026, Employees Credit Union offers mortgage rates from 7.74% APR.
What are Employees Credit Union's auto loan rates?
As of August 4, 2026, Employees Credit Union offers auto loans from 4.74% APR.
What is Employees Credit Union's HELOC rate?
As of August 4, 2026, Employees Credit Union offers home equity lines of credit from 6.75% APR.
What is Employees Credit Union's personal loan rate?
As of August 4, 2026, Employees Credit Union offers personal loans from 9.24% APR.
Related Rate Data
Compare Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Employees Credit Union rates
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# Get rates for Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/oklahoma/employees" \
-H "Authorization: Bearer YOUR_API_KEY"