Tel-U-Watt Credit Union

Minot, North Dakota
Last verified: August 3, 2026
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Verified rate book

Current Tel-U-Watt Credit Union rates

5 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

4 offers
Tel-U-Watt Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loan (2023 and Newer)auto5.000% APR5.000%Standard
Recreational Loans - 2023 & Newerpowersports5.000% APR5.000%Standard
72-Month Used Auto Loan (2022 and Older)auto_used_72mo6.000% APR6.000%72 mo · usedStandard
Recreational Loans - 2022 & Olderpowersports_used_72mo6.000% APR6.000%72 mo · usedStandard

Personal loan rates

1 offer
Tel-U-Watt Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Signature Notepersonal_unsecured_36mo18.000% APR18.000%36 moStandard

Vehicle loans available from 5% APR. Personal loan rates from 18% APR.

Source: RateAPI.dev, verified from Tel-U-Watt Credit Union's official website

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About Tel-U-Watt Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
341
Assets
$5.5M
Founded
1935
Locations reported
1
NCUA charter
146
Charter type
Federal credit union

Services and member support

  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Tel-U-Watt Credit Union

Membership eligibility from Tel-U-Watt Credit Union's own published criteria. How we verify this.

Membership via employers (SRT Communications +1 more)

  • EmployerSRT Communications, Xcel Energy

Verified from Tel-U-Watt Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Tel-U-Watt Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tel-U-Watt Credit Union ranks against North Dakota peers.

Frequently Asked Questions

What rates does Tel-U-Watt Credit Union offer?

Tel-U-Watt Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Tel-U-Watt Credit Union rates updated?

RateAPI verifies Tel-U-Watt Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Tel-U-Watt Credit Union's rate data?

Rate data is collected directly from Tel-U-Watt Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Tel-U-Watt Credit Union's auto & powersports loan rates?

As of August 3, 2026, Tel-U-Watt Credit Union offers vehicle loans from 5% APR.

What is Tel-U-Watt Credit Union's personal loan rate?

As of August 3, 2026, Tel-U-Watt Credit Union offers personal loans from 18% APR.

Related Rate Data

Compare Tel-U-Watt Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Tel-U-Watt Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Tel-U-Watt Credit Union
curl "https://api.rateapi.dev/credit-unions/north-dakota/tel-u-watt" \
  -H "Authorization: Bearer YOUR_API_KEY"