Affinity First Credit Union

Minot, North Dakota
Last verified: August 4, 2026
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Verified rate book

Current Affinity First Credit Union rates

21 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

3 offers
Affinity First Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Real Estate Mortgageother4.500% APR4.500%Standard
Constructionother4.740% APR4.740%Standard
Mobile Homeother7.000% APR7.000%Standard

Auto & vehicle rates

3 offers
Affinity First Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto / Truckauto5.000% APR5.000%Standard
Snowmobile / Motorcyclepowersports5.500% APR5.500%Standard
Campers / Boats / ATVsrv5.500% APR5.500%Standard

HELOC rates

1 offer
Affinity First Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable5.000% APR5.000%Standard

Personal loan rates

1 offer
Affinity First Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured9.500% APR9.500%Standard

Savings & CD rates

11 offers
Affinity First Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Primary Sharessavings0.10% APY0.10%Standard
Pee-Wee Sharessavings0.15% APY0.15%Standard
Money Marketmoney_market0.90% APY0.90%Standard
Vintage Clubsavings0.95% APY0.95%Standard
Christmas Clubsavings2.00% APY2.00%Specialty offer
6-Month Certificatecd_6mo3.65% APY3.65%6 moStandard
12-Month Certificatecd_12mo3.70% APY3.70%12 moStandard
24-Month Certificatecd_24mo3.75% APY3.75%24 moStandard
36 Month 1 Bumpcd_36mo3.80% APY3.80%36 moStandard
48 Month 1 Bumpcd_48mo3.85% APY3.85%48 moStandard
60 Month 1 Bumpcd_60mo3.91% APY3.91%60 moStandard

Other rates

2 offers
Affinity First Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Ice Houseother5.500% %5.500%Standard
Landother5.750% %5.750%Standard

As of August 4, 2026, Affinity First Credit Union offers mortgage rates from 4.5% APR. Vehicle loans available from 5% APR. HELOC rates from 5% APR. Personal loan rates from 9.5% APR. Savings and certificate yields up to 3.91% APY.

Source: RateAPI.dev, verified from Affinity First Credit Union's official website

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About Affinity First Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.6K
Assets
$71M
Founded
1959
Locations reported
3
NCUA charter
12980
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Affinity First Credit Union

Membership eligibility from Affinity First Credit Union's own published criteria. How we verify this.

Membership criteria are published on Affinity First Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationSalt Lake, Ward — ND, UT

Verified from Affinity First Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Affinity First Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Affinity First Credit Union ranks against North Dakota peers.

Frequently Asked Questions

What rates does Affinity First Credit Union offer?

Affinity First Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Affinity First Credit Union rates updated?

RateAPI verifies Affinity First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Affinity First Credit Union's rate data?

Rate data is collected directly from Affinity First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Affinity First Credit Union's mortgage rate?

As of August 4, 2026, Affinity First Credit Union offers mortgage rates from 4.5% APR.

What are Affinity First Credit Union's auto, rv & powersports loan rates?

As of August 4, 2026, Affinity First Credit Union offers vehicle loans from 5% APR.

What is Affinity First Credit Union's HELOC rate?

As of August 4, 2026, Affinity First Credit Union offers home equity lines of credit from 5% APR.

What is Affinity First Credit Union's personal loan rate?

As of August 4, 2026, Affinity First Credit Union offers personal loans from 9.5% APR.

What is Affinity First Credit Union's best CD rate?

As of August 4, 2026, Affinity First Credit Union offers savings and certificate (CD) yields up to 3.91% APY.

Related Rate Data

Compare Affinity First Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Affinity First Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Affinity First Credit Union
curl "https://api.rateapi.dev/credit-unions/north-dakota/affinity-first" \
  -H "Authorization: Bearer YOUR_API_KEY"