Magnifi Financial Credit Union
Verified rate book
Current Magnifi Financial Credit Union rates
5 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan (2023 and Newer)auto | 3.989% APR | 3.790% | — | Standard |
| Auto Loan (2018–2022)auto | 5.441% APR | 5.240% | — | Standard |
| Auto Loan (2016–2017)auto | 6.192% APR | 5.990% | — | Standard |
| Used Auto Loan (2015 and Older)auto_used | 7.193% APR | 6.990% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC - 80% Loan-to-Valueheloc_variable | 6.500% APR | 6.500% | — | Standard |
Auto loans available from 3.989% APR. HELOC rates from 6.5% APR.
Source: RateAPI.dev, verified from Magnifi Financial Credit Union's official website
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About Magnifi Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 85.4K
- Assets
- $2.7B
- Founded
- 1939
- Locations reported
- 28
- NCUA charter
- 68604
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Magnifi Financial Credit Union
Membership eligibility from Magnifi Financial Credit Union's own published criteria. How we verify this.
Community charter: live/work in Anoka, Becker, Benton +29 more, MN, ND, WI
- LocationAnoka, Becker, Benton, Carver, Chisago, Clay, Crow Wing, Dakota, Douglas, Grant, Hennepin, Isanti, Kandiyohi, McLeod, Meeker, Mille Lacs, Morrison, Otter Tail, Pope, Ramsey, Scott, Sherburne, Stearns, Todd, Wadena, Washington, Wilkin, Wright, Cass, Richland, Pierce, St. Croix — MN, ND, WI
Verified from Magnifi Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Magnifi Financial Credit Union?
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Frequently Asked Questions
What rates does Magnifi Financial Credit Union offer?
Magnifi Financial Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Magnifi Financial Credit Union rates updated?
RateAPI verifies Magnifi Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Magnifi Financial Credit Union's rate data?
Rate data is collected directly from Magnifi Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Magnifi Financial Credit Union's auto loan rates?
As of August 4, 2026, Magnifi Financial Credit Union offers auto loans from 3.989% APR.
What is Magnifi Financial Credit Union's HELOC rate?
As of August 4, 2026, Magnifi Financial Credit Union offers home equity lines of credit from 6.5% APR.
Related Rate Data
Compare Magnifi Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Magnifi Financial Credit Union rates
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Use it via API
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# Get rates for Magnifi Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/magnifi-financial" \
-H "Authorization: Bearer YOUR_API_KEY"