Lithium Credit Union
Verified rate book
Current Lithium Credit Union rates
7 published offers verified as of August 3, 2026.
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Summer Loanpersonal_unsecured_12mo | 12.500% APR | 12.500% | 12 mo | Standard |
| Summer Loanpersonal | 13.900% APR | 13.900% | — | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRA Interestira | 2.75% APY | 2.75% | — | Standard |
| Youth Savings Accountsavings | 3.00% APY | 3.00% | — | Standard |
| 36-Month Certificatecd_36mo | 3.50% APY | 3.50% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 3.75% APY | 3.75% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 4.00% APY | 4.00% | 6 mo | Standard |
Personal loan rates from 12.5% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Lithium Credit Union's official website
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About Lithium Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.6K
- Assets
- $15.8M
- Founded
- 1956
- Locations reported
- 1
- NCUA charter
- 11409
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Lithium Credit Union
Membership eligibility from Lithium Credit Union's own published criteria. How we verify this.
Membership via employers (Rio Tinto’s Bessemer City facility +16 more)
- LocationNC
- EmployerRio Tinto’s Bessemer City facility, City of Bessemer City, Grace Lutheran Church, Buckeye Fire Equipment Manufacturing Services, Inc., Bessemer City Machine, Advanced Drainage Systems, Plastic Products, Inc., Parker-Hannifin Corp., Advanced Conveying Technologies, LLC, Patrick Yarn Mills, Parker Farm, Sign Connection, United States Postal Service, Grandma Hoyt’s Country Buffet & Catering, Lukjan Metal Products, Norton Door Controls, Select Air Systems
Cost to join: About $20.
Verified from Lithium Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Lithium Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lithium Credit Union ranks against North Carolina peers.
Frequently Asked Questions
What rates does Lithium Credit Union offer?
Lithium Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Lithium Credit Union rates updated?
RateAPI verifies Lithium Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Lithium Credit Union's rate data?
Rate data is collected directly from Lithium Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Lithium Credit Union's personal loan rate?
As of August 3, 2026, Lithium Credit Union offers personal loans from 12.5% APR.
What is Lithium Credit Union's best CD rate?
As of August 3, 2026, Lithium Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Lithium Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Lithium Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Lithium Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/lithium" \
-H "Authorization: Bearer YOUR_API_KEY"