Carolina Cooperative Credit Union
Verified rate book
Current Carolina Cooperative Credit Union rates
20 published offers verified as of August 4, 2026.
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| *Auto Loans* Credit Scores 780 & Higherauto | 4.990% APR | 4.990% | — | Standard |
| *Auto Loans* Credit Scores 700-779auto | 5.990% APR | 5.990% | — | Standard |
| *Auto Loans* Credit Scores 650-699auto | 7.250% APR | 7.250% | — | Standard |
| Recreational Vehicles (Credit Score 600 and Higher)*rv | 8.000% APR | 8.000% | — | Standard |
| *Auto Loans* Credit Scores 600-649auto | 9.990% APR | 9.990% | — | Standard |
| *Auto Loans* Credit Scores 550-599auto | 13.990% APR | 13.990% | — | Standard |
| *Auto Loans* Credit Rebuildingauto | 17.500% APR | 17.500% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| *Personal Loan* Credit Scores 780 & Higherpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
| Personal Loan - $1499.00 or Less Up to 24 Monthspersonal_unsecured_24mo | 9.990% APR | 9.990% | 24 mo | Standard |
| Personal Loan - $1500.00 or Greater Up to 48 Monthspersonal_unsecured_48mo | 9.990% APR | 9.990% | 48 mo | Standard |
| No Credit Check Loan*personal | 15.000% APR | 15.000% | — | Standard |
| Personal Loan - Credit Rebuildingpersonal_unsecured | 17.900% APR | 17.900% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Select VISA Credit Card*credit_card | 8.900% APR | 8.900% | — | Standard |
| VISA Credit Card Secured by Savings* *Earn points and purchase gifts!credit_card_secured | 8.900% APR | 8.900% | — | Standard |
| Classic VISA Credit Card*credit_card | 12.900% APR | 12.900% | — | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Account ($5.00 Establishes and Maintains Membership - $100.00 Min Bal to Earn Div)share_savings | 0.05% APY | 0.05% | — | Standard |
| Vacation Club Savings Account ($100.00 Min Bal to earn Div - One withdrawal per calendar quarter)savings | 0.15% APY | 0.15% | — | Specialty offer |
| E-Checking Account (No Min Bal) (Dividends paid up to $25,000.00)savings | 0.25% APY | 0.25% | — | Standard |
| IRA Accumulation Accountira | 0.35% APY | 0.35% | — | Standard |
| Daily Money Market Account ($250.00 Min Balance)money_market | 0.90% APY | 0.90% | — | Standard |
Vehicle loans available from 4.99% APR. Personal loan rates from 9.99% APR. Credit card rates from 8.9% APR. Savings and certificate yields up to 0.90% APY.
Source: RateAPI.dev, verified from Carolina Cooperative Credit Union's official website
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About Carolina Cooperative Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.5K
- Assets
- $47.3M
- Founded
- 1962
- Locations reported
- 3
- NCUA charter
- 24801
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Financial counseling
- Financial education
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Carolina Cooperative Credit Union
Membership eligibility from Carolina Cooperative Credit Union's own published criteria. How we verify this.
Membership criteria are published on Carolina Cooperative Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Carolina Cooperative Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Carolina Cooperative Credit Union?
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Frequently Asked Questions
What rates does Carolina Cooperative Credit Union offer?
Carolina Cooperative Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Carolina Cooperative Credit Union rates updated?
RateAPI verifies Carolina Cooperative Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Carolina Cooperative Credit Union's rate data?
Rate data is collected directly from Carolina Cooperative Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Carolina Cooperative Credit Union's auto & rv loan rates?
As of August 4, 2026, Carolina Cooperative Credit Union offers vehicle loans from 4.99% APR.
What is Carolina Cooperative Credit Union's personal loan rate?
As of August 4, 2026, Carolina Cooperative Credit Union offers personal loans from 9.99% APR.
What is Carolina Cooperative Credit Union's best CD rate?
As of August 4, 2026, Carolina Cooperative Credit Union offers savings and certificate (CD) yields up to 0.90% APY.
Related Rate Data
Compare Carolina Cooperative Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Carolina Cooperative Credit Union
curl "https://api.rateapi.dev/credit-unions/north-carolina/carolina-cooperative" \
-H "Authorization: Bearer YOUR_API_KEY"