Western New York Credit Union
Verified rate book
Current Western New York Credit Union rates
39 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.772% APR | 6.625% | — | Standard |
| VA 30-Year Fixed30 year fixed | 6.909% APR | 6.500% | — | Standard |
| USDA 30-Year Fixed30 year fixed | 7.037% APR | 6.375% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 7.311% APR | 6.375% | — | Standard |
| 15-Year Fixed15 year fixed | 6.356% APR | 6.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.946% APR | 6.750% | — | Standard |
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loans as low asauto | 3.990% APR | 3.990% | — | Standard |
| RV/Boat/ATV/Tractor (36 Months)rv_any_36mo | 6.250% APR | 6.250% | 36 mo | Standard |
| RV Loans as low asrv | 6.250% APR | 6.250% | — | Standard |
| RV/Boat/ATV/Tractor (60 Months)rv_any_60mo | 7.250% APR | 7.250% | 60 mo | Standard |
| RV/Boat/ATV/Tractor (72 Months)rv_any_72mo | 7.500% APR | 7.500% | 72 mo | Standard |
| RV/Boat/ATV/Tractor (84 Months)rv_any_84mo | 7.750% APR | 7.750% | 84 mo | Standard |
| RV/Boat/ATV/Tractor (120 Months)rv_any_120mo | 8.250% APR | 8.250% | 120 mo | Standard |
| RV/Boat/ATV/Tractor (180 Months)rv_any_180mo | 8.750% APR | 8.750% | 180 mo | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loans as low aspersonal_unsecured | 8.750% APR | 8.750% | — | Standard |
Savings & CD rates
24 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Certificatecd_6mo | 3.25% APY | 3.25% | 6 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.29% APY | 3.25% | 6 mo | Standard |
| Jumbo Term Share (Certificate) Rates (6 Month*)cd_6mo | 3.30% APY | 3.30% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.30% APY | 3.30% | 12 mo | Standard |
| 6 Month Jumbo Term Certificateshare_certificate_6mo | 3.33% APY | 3.30% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.34% APY | 3.30% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 3.35% APY | 3.35% | 18 mo | Standard |
| Jumbo Term Share (Certificate) Rates (12 Month)cd_12mo | 3.35% APY | 3.35% | 12 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 3.39% APY | 3.35% | 18 mo | Standard |
| 12 Month Jumbo Term Certificateshare_certificate_12mo | 3.39% APY | 3.35% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.40% APY | 3.40% | 24 mo | Standard |
| Jumbo Term Share (Certificate) Rates (18 Month)cd_18mo | 3.40% APY | 3.40% | 18 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.44% APY | 3.40% | 24 mo | Standard |
| 18 Month Jumbo Term Certificateshare_certificate_18mo | 3.44% APY | 3.40% | 18 mo | Standard |
| 36-Month Certificatecd_36mo | 3.45% APY | 3.45% | 36 mo | Standard |
| Jumbo Term Share (Certificate) Rates (24 Month)cd_24mo | 3.45% APY | 3.45% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.49% APY | 3.45% | 36 mo | Standard |
| 24 Month Jumbo Term Certificateshare_certificate_24mo | 3.49% APY | 3.45% | 24 mo | Standard |
| Jumbo Term Share (Certificate) Rates (36 Month)cd_36mo | 3.50% APY | 3.50% | 36 mo | Standard |
| 36 Month Jumbo Term Certificateshare_certificate_36mo | 3.55% APY | 3.50% | 36 mo | Standard |
| 36-Month Certificatecd_36mo | 3.99% APY | 3.99% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 4.24% APY | 4.24% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 4.74% APY | 4.74% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 5.24% APY | 5.24% | 72 mo | Standard |
As of August 4, 2026, Western New York Credit Union offers a 30-year fixed mortgage at 6.772% APR. Vehicle loans available from 3.99% APR. Personal loan rates from 8.75% APR. Savings and certificate yields up to 5.24% APY.
Source: RateAPI.dev, verified from Western New York Credit Union's official website
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About Western New York Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.8K
- Assets
- $93.1M
- Founded
- 1964
- Locations reported
- 1
- NCUA charter
- 16042
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Western New York Credit Union
Membership eligibility from Western New York Credit Union's own published criteria. How we verify this.
Membership criteria are published on Western New York Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $25.
Verified from Western New York Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Western New York Credit Union?
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Frequently Asked Questions
What rates does Western New York Credit Union offer?
Western New York Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Western New York Credit Union rates updated?
RateAPI verifies Western New York Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Western New York Credit Union's rate data?
Rate data is collected directly from Western New York Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Western New York Credit Union's mortgage rate?
As of August 4, 2026, Western New York Credit Union offers a 30-year fixed mortgage at 6.772% APR.
What are Western New York Credit Union's auto & rv loan rates?
As of August 4, 2026, Western New York Credit Union offers vehicle loans from 3.99% APR.
What is Western New York Credit Union's personal loan rate?
As of August 4, 2026, Western New York Credit Union offers personal loans from 8.75% APR.
What is Western New York Credit Union's best CD rate?
As of August 4, 2026, Western New York Credit Union offers savings and certificate (CD) yields up to 5.24% APY.
Related Rate Data
Compare Western New York Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Western New York Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/western-new-york" \
-H "Authorization: Bearer YOUR_API_KEY"