Circuit Credit Union
Verified rate book
Current Circuit Credit Union rates
15 published offers verified as of July 30, 2026.
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month New Auto Loanauto_new_48mo | 3.590% APR | 3.590% | 48 mo · new | Standard |
| 60-Month New Auto Loanauto_new_60mo | 3.790% APR | 3.790% | 60 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 3.890% APR | 3.890% | 72 mo · new | Standard |
| 84-Month New Auto Loanauto_new_84mo | 3.990% APR | 3.990% | 84 mo · new | Standard |
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| Used Auto Loanauto_used | 4.990% APR | 4.990% | used | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 5.090% APR | 5.090% | 60 mo · used | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 5.190% APR | 5.190% | 72 mo · used | Standard |
| 60-Month New RV Loanrv_new_60mo | 5.590% APR | 5.590% | 60 mo · new | Standard |
| 96-Month New RV Loanrv_new_96mo | 5.690% APR | 5.690% | 96 mo · new | Standard |
| 144-Month New RV Loanrv_new_144mo | 5.790% APR | 5.790% | 144 mo · new | Standard |
| 144-Month Used RV Loanrv_used_144mo | 5.790% APR | 5.790% | 144 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15 year adjustable HELOCheloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loans (Total Unsecured)personal_unsecured | 10.990% APR | 10.990% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 1.16% APY | 1.15% | — | Standard |
Vehicle loans available from 3.59% APR for 48 months. HELOC rates from 6.75% APR. Personal loan rates from 10.99% APR. Savings and certificate yields up to 1.16% APY.
Source: RateAPI.dev, verified from Circuit Credit Union's official website
Loading branch locator…
About Circuit Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1K
- Assets
- $11.6M
- Founded
- 1959
- Locations reported
- 2
- NCUA charter
- 12912
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Circuit Credit Union
Membership eligibility from Circuit Credit Union's own published criteria. How we verify this.
Membership criteria are published on Circuit Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationErie — NY
Verified from Circuit Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Circuit Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Circuit Credit Union ranks against New York peers.
Frequently Asked Questions
What rates does Circuit Credit Union offer?
Circuit Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.
How often are Circuit Credit Union rates updated?
RateAPI verifies Circuit Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.
Where does RateAPI get Circuit Credit Union's rate data?
Rate data is collected directly from Circuit Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Circuit Credit Union's auto & rv loan rates?
As of July 30, 2026, Circuit Credit Union offers vehicle loans from 3.59% APR.
What is Circuit Credit Union's HELOC rate?
As of July 30, 2026, Circuit Credit Union offers home equity lines of credit from 6.75% APR.
What is Circuit Credit Union's personal loan rate?
As of July 30, 2026, Circuit Credit Union offers personal loans from 10.99% APR.
What is Circuit Credit Union's best CD rate?
As of July 30, 2026, Circuit Credit Union offers savings and certificate (CD) yields up to 1.16% APY.
Related Rate Data
Compare Circuit Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Circuit Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Circuit Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/circuit" \
-H "Authorization: Bearer YOUR_API_KEY"