Buffalo Conrail Credit Union

Cheektowaga, New York
Last verified: August 3, 2026
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Verified rate book

Current Buffalo Conrail Credit Union rates

26 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

13 offers
Buffalo Conrail Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loans – New & Usedauto_any_72mo4.500% APR4.500%72 mo · anyStandard
Auto Loans – New & Usedauto_any_60mo4.750% APR4.750%60 mo · anyStandard
Auto Loans – New & Usedauto_any_84mo4.900% APR4.900%84 mo · anyStandard
Auto Loans – New & Usedauto_any_42mo5.000% APR5.000%42 mo · anyStandard
Auto Loans – New & Usedauto_any_30mo5.250% APR5.250%30 mo · anyStandard
Auto Loans – New & Usedauto_any_54mo5.350% APR5.350%54 mo · anyStandard
Recreational (Boats, Travel Trailers)powersports_any_180mo7.500% APR7.500%180 moStandard
Motorcycles, Jet Skis, Snowmobilemotorcycle_any_72mo7.990% APR7.990%72 moStandard
Spring Loan Saleauto_any_36mo7.990% APR7.990%36 moStandard
Motorcycles, Jet Skis, Snowmobilemotorcycle_any_60mo8.500% APR8.500%60 moStandard
Classic Carauto_any_60mo8.500% APR8.500%60 moStandard
Motor Home (RV’s)rv_any_180mo8.750% APR8.750%180 moStandard
Motor Home (RV’s)rv_any_120mo9.500% APR9.500%120 moStandard

HELOC rates

4 offers
Buffalo Conrail Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
5-Year Home Equity Loan (Fixed)heloc_fixed7.750% APR7.750%Standard
10-Year Home Equity Loan (Fixed)heloc_fixed8.000% APR8.000%Standard
15-Year Home Equity Loan (Fixed)heloc_fixed8.250% APR8.250%Standard
20-Year Home Equity Loan (Fixed)heloc_fixed8.500% APR8.500%Standard

Personal loan rates

2 offers
Buffalo Conrail Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
72-Month Unsecured Personal Loanpersonal_unsecured_72mo9.250% APR9.250%72 moStandard
Home Improvement Loanpersonal_unsecured_180mo10.500% APR10.500%180 moStandard

Credit card rates

1 offer
Buffalo Conrail Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.990% APR9.990%Standard

Savings & CD rates

3 offers
Buffalo Conrail Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Additional Savings Accountsavings0.50% APY0.50%Standard
Money Marketmoney_market1.76% APY1.75%Standard
Money Marketmoney_market2.26% APY2.25%Standard

Equipment loan rates

1 offer
Buffalo Conrail Credit Union equipment loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Miscellaneous (Tractor, Plow, Lawn & Farm Equip)equipment_72mo8.250% APR8.250%Standard

Other rates

2 offers
Buffalo Conrail Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Business Loanbusiness_120mo9.500% %9.500%Standard
Consolidation Loanother11.000% %11.000%Standard

Vehicle loans available from 4.5% APR for 72 months. HELOC rates from 7.75% APR. Personal loan rates from 9.25% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 2.26% APY. Equipment loans from 8.25% APR.

Source: RateAPI.dev, verified from Buffalo Conrail Credit Union's official website

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About Buffalo Conrail Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.6K
Assets
$59M
Founded
1935
Locations reported
1
NCUA charter
845
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Buffalo Conrail Credit Union

Membership eligibility from Buffalo Conrail Credit Union's own published criteria. How we verify this.

Membership via employers (CSX +7 more) or the WNY Railway Historical Society +2 more

  • EmployerCSX, Norfolk Southern, Amtrak, Conrail, Forest Materials, Bison Iron & Step, Transportation Resources, Rusiniak' s Service Inc
  • AssociationWNY Railway Historical Society, Trinity United Church of Christ, William Street Citizens & Taxpayers Protective Assn.

Verified from Buffalo Conrail Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Buffalo Conrail Credit Union?

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Frequently Asked Questions

What rates does Buffalo Conrail Credit Union offer?

Buffalo Conrail Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Buffalo Conrail Credit Union rates updated?

RateAPI verifies Buffalo Conrail Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Buffalo Conrail Credit Union's rate data?

Rate data is collected directly from Buffalo Conrail Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Buffalo Conrail Credit Union's auto, rv, motorcycle & powersports loan rates?

As of August 3, 2026, Buffalo Conrail Credit Union offers vehicle loans from 4.5% APR.

What is Buffalo Conrail Credit Union's HELOC rate?

As of August 3, 2026, Buffalo Conrail Credit Union offers home equity lines of credit from 7.75% APR.

What is Buffalo Conrail Credit Union's personal loan rate?

As of August 3, 2026, Buffalo Conrail Credit Union offers personal loans from 9.25% APR.

What is Buffalo Conrail Credit Union's best CD rate?

As of August 3, 2026, Buffalo Conrail Credit Union offers savings and certificate (CD) yields up to 2.26% APY.

Related Rate Data

Compare Buffalo Conrail Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Buffalo Conrail Credit Union rates

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Use it via API

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terminal
# Get rates for Buffalo Conrail Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/buffalo-conrail" \
  -H "Authorization: Bearer YOUR_API_KEY"