Ulster Credit Union
Verified rate book
Current Ulster Credit Union rates
7 published offers verified as of August 4, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.409% APR | 6.250% | — | Standard |
| VA 30 Year Fixed - Conforming30 year fixed | 6.409% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.689% APR | 6.000% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 7.099% APR | 7.000% | — | Standard |
| 15-Year Fixed15 year fixed | 5.883% APR | 5.625% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.411% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.208% APR | 6.000% | — | Standard |
As of August 4, 2026, Ulster Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Source: RateAPI.dev, verified from Ulster Credit Union's official website
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About Ulster Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7K
- Assets
- $176.9M
- Founded
- 1974
- Locations reported
- 5
- NCUA charter
- 21694
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ulster Credit Union
Membership eligibility from Ulster Credit Union's own published criteria. How we verify this.
Community charter: live/work in Ulster
- LocationUlster
Cost to join: About $1.
Verified from Ulster Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ulster Credit Union?
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Frequently Asked Questions
What rates does Ulster Credit Union offer?
Ulster Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Ulster Credit Union rates updated?
RateAPI verifies Ulster Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Ulster Credit Union's rate data?
Rate data is collected directly from Ulster Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Ulster Credit Union's mortgage rate?
As of August 4, 2026, Ulster Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Related Rate Data
Compare Ulster Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Ulster Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Ulster Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/ulster" \
-H "Authorization: Bearer YOUR_API_KEY"