Mid-Hudson Valley Credit Union
Verified rate book
Current Mid-Hudson Valley Credit Union rates
12 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.687% APR | 6.625% | — | Standard |
| 15-Year Fixed15 year fixed | 5.771% APR | 5.750% | — | Standard |
| 20-Year Fixed20 year fixed | 6.706% APR | 6.625% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 66-Month New Auto Loanauto_new_66mo | 5.390% APR | 5.390% | 66 mo · new | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 5.640% APR | 5.640% | 36 mo · used | Standard |
| RV | Boat | ATVrv_any_36mo | 7.250% APR | 7.250% | 36 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (HELOC)heloc_variable | 3.990% APR | 3.990% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Debt Consolidation Loanpersonal | 7.490% APR | 7.490% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 7.490% APR | 7.490% | — | Standard |
| Personal Line of Creditploc_variable | 12.990% APR | 12.990% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Certificatecd_24mo | 3.75% APY | 3.75% | 24 mo | Standard |
| 13-Month Certificatecd_13mo | 3.85% APY | 3.85% | 13 mo | Standard |
As of August 4, 2026, Mid-Hudson Valley Credit Union offers a 30-year fixed mortgage at 6.687% APR. Vehicle loans available from 5.39% APR for 66 months. HELOC rates from 3.99% APR. Personal loan rates from 7.49% APR. Savings and certificate yields up to 3.85% APY.
Source: RateAPI.dev, verified from Mid-Hudson Valley Credit Union's official website
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About Mid-Hudson Valley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 95.1K
- Assets
- $1.7B
- Founded
- 1963
- Locations reported
- 14
- NCUA charter
- 15766
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mid-Hudson Valley Credit Union
Membership eligibility from Mid-Hudson Valley Credit Union's own published criteria. How we verify this.
Membership criteria are published on Mid-Hudson Valley Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationDutchess, Orange, Ulster, Westchester — NY
Verified from Mid-Hudson Valley Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mid-Hudson Valley Credit Union?
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Frequently Asked Questions
What rates does Mid-Hudson Valley Credit Union offer?
Mid-Hudson Valley Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mid-Hudson Valley Credit Union rates updated?
RateAPI verifies Mid-Hudson Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mid-Hudson Valley Credit Union's rate data?
Rate data is collected directly from Mid-Hudson Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Mid-Hudson Valley Credit Union's mortgage rate?
As of August 4, 2026, Mid-Hudson Valley Credit Union offers a 30-year fixed mortgage at 6.687% APR.
What are Mid-Hudson Valley Credit Union's auto & rv loan rates?
As of August 4, 2026, Mid-Hudson Valley Credit Union offers vehicle loans from 5.39% APR.
What is Mid-Hudson Valley Credit Union's HELOC rate?
As of August 4, 2026, Mid-Hudson Valley Credit Union offers home equity lines of credit from 3.99% APR.
What is Mid-Hudson Valley Credit Union's personal loan rate?
As of August 4, 2026, Mid-Hudson Valley Credit Union offers personal loans from 7.49% APR.
What is Mid-Hudson Valley Credit Union's best CD rate?
As of August 4, 2026, Mid-Hudson Valley Credit Union offers savings and certificate (CD) yields up to 3.85% APY.
Related Rate Data
Compare Mid-Hudson Valley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Mid-Hudson Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/mid-hudson-valley" \
-H "Authorization: Bearer YOUR_API_KEY"