Twin Rivers Credit Union

Massena, New York
Last verified: August 4, 2026
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Verified rate book

Current Twin Rivers Credit Union rates

9 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Twin Rivers Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mortgage Loans - Variableother6.000% APR6.000%Standard
Mortgage Loans - Fixedother6.250% APR6.250%Standard

Auto & vehicle rates

3 offers
Twin Rivers Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Used Auto Loanauto_used_60mo5.490% APR5.490%60 mo · usedStandard
60-Month New RV Loanrv_new_60mo5.740% APR5.740%60 mo · newStandard
60-Month Used RV Loanrv_used_60mo6.740% APR6.740%60 mo · usedStandard

Personal loan rates

2 offers
Twin Rivers Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.000% APR3.000%Standard
Unsecured (up to $20,000)personal_unsecured9.990% APR9.990%Standard

Credit card rates

1 offer
Twin Rivers Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card7.900% APR7.900%Standard

Other rates

1 offer
Twin Rivers Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Other Secured (new collateral only)other8.990% %8.990%Standard

As of August 4, 2026, Twin Rivers Credit Union offers mortgage rates from 6% APR. Vehicle loans available from 5.49% APR for 60 months. Personal loan rates from 3% APR. Credit card rates from 7.9% APR.

Source: RateAPI.dev, verified from Twin Rivers Credit Union's official website

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About Twin Rivers Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.6K
Assets
$39.4M
Founded
1970
Locations reported
2
NCUA charter
20290
Charter type
Federal credit union

Services and member support

  • Electronic statements

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Twin Rivers Credit Union

Membership eligibility from Twin Rivers Credit Union's own published criteria. How we verify this.

Community charter: live/work in St. Lawrence County, NY

  • LocationSt. Lawrence County — NY

Verified from Twin Rivers Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Twin Rivers Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Twin Rivers Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Twin Rivers Credit Union offer?

Twin Rivers Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Twin Rivers Credit Union rates updated?

RateAPI verifies Twin Rivers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Twin Rivers Credit Union's rate data?

Rate data is collected directly from Twin Rivers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Twin Rivers Credit Union's mortgage rate?

As of August 4, 2026, Twin Rivers Credit Union offers mortgage rates from 6% APR.

What are Twin Rivers Credit Union's auto & rv loan rates?

As of August 4, 2026, Twin Rivers Credit Union offers vehicle loans from 5.49% APR.

What is Twin Rivers Credit Union's personal loan rate?

As of August 4, 2026, Twin Rivers Credit Union offers personal loans from 3% APR.

Related Rate Data

Compare Twin Rivers Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Twin Rivers Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/twin-rivers" \
  -H "Authorization: Bearer YOUR_API_KEY"