One Credit Union
Verified rate book
Current One Credit Union rates
4 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 5.250% APR | 5.250% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 6.125% APR | 6.125% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 5.250% APR | 5.250% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 4.900% APR | 4.900% | — | Standard |
Auto loans available from 5.25% APR. HELOC rates from 6.125% APR. Personal loan rates from 5.25% APR. Credit card rates from 4.9% APR.
Source: RateAPI.dev, verified from One Credit Union's official website
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About One Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 18.3K
- Assets
- $263.2M
- Founded
- 1952
- Locations reported
- 8
- NCUA charter
- 63923
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join One Credit Union
Membership eligibility from One Credit Union's own published criteria. How we verify this.
Membership criteria are published on One Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from One Credit Union's membership page. Final membership determination is always made by the credit union.
Work at One Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where One Credit Union ranks against Vermont peers.
Frequently Asked Questions
What rates does One Credit Union offer?
One Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are One Credit Union rates updated?
RateAPI verifies One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get One Credit Union's rate data?
Rate data is collected directly from One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are One Credit Union's auto loan rates?
As of August 4, 2026, One Credit Union offers auto loans from 5.25% APR.
What is One Credit Union's HELOC rate?
As of August 4, 2026, One Credit Union offers home equity lines of credit from 6.125% APR.
What is One Credit Union's personal loan rate?
As of August 4, 2026, One Credit Union offers personal loans from 5.25% APR.
Related Rate Data
Compare One Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack One Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for One Credit Union
curl "https://api.rateapi.dev/credit-unions/vermont/one" \
-H "Authorization: Bearer YOUR_API_KEY"