Directors Choice Credit Union

Albany, New York
Last verified: July 29, 2026
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Verified rate book

Current Directors Choice Credit Union rates

4 published offers verified as of July 29, 2026.

How we verify rates

Auto & vehicle rates

4 offers
Directors Choice Credit Union auto & vehicle rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new5.250% APR5.250%newStandard
Used Auto Loanauto_used6.250% APR6.250%usedStandard
New Specialtyauto_new6.500% APR6.500%newStandard
Used Specialtyauto_used7.000% APR7.000%usedStandard

Auto loans available from 5.25% APR.

Source: RateAPI.dev, verified from Directors Choice Credit Union's official website

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About Directors Choice Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
739
Assets
$12.2M
Founded
1999
Locations reported
4
NCUA charter
68420
Charter type
Federally insured state-chartered credit union

Services and member support

  • Electronic statements

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Directors Choice Credit Union

Membership eligibility from Directors Choice Credit Union's own published criteria. How we verify this.

Membership criteria are published on Directors Choice Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Directors Choice Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Directors Choice Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Directors Choice Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Directors Choice Credit Union offer?

Directors Choice Credit Union currently offers Auto loan rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.

How often are Directors Choice Credit Union rates updated?

RateAPI verifies Directors Choice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.

Where does RateAPI get Directors Choice Credit Union's rate data?

Rate data is collected directly from Directors Choice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Directors Choice Credit Union's auto loan rates?

As of July 29, 2026, Directors Choice Credit Union offers auto loans from 5.25% APR.

Related Rate Data

Compare Directors Choice Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Directors Choice Credit Union rates

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Use it via API

Access this data programmatically with our REST API

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# Get rates for Directors Choice Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/directors-choice" \
  -H "Authorization: Bearer YOUR_API_KEY"