Suma Credit Union
Verified rate book
Current Suma Credit Union rates
42 published offers verified as of August 4, 2026.
Mortgage rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.000% APR | 6.000% | — | Standard |
| 15-Year Fixed15 year fixed | 5.375% APR | 5.375% | — | Standard |
| 15-Year Fixed15 year fixed | 6.625% APR | 6.625% | — | Standard |
| 10-Year Fixed10 year fixed | 5.250% APR | 5.250% | — | Standard |
| 5/1 ARM5 1 arm | 5.375% APR | 5.375% | — | Standard |
| 7/1 ARM7 1 arm | 5.625% APR | 5.625% | — | Standard |
| 20-Year Fixed20 year fixed | 5.750% APR | 5.750% | — | Standard |
| 10 Year Balloon / 7/1 ARM / 30 Amortization7 1 arm | 6.875% APR | 6.875% | — | Standard |
| Pledge of shares (5 Year Balloon/ 10 Year Payout Schedule)other | 5.000% APR | 5.000% | — | Standard |
| 25 Year Fixed Mortgageother | 5.875% APR | 5.875% | — | Standard |
| 12 Year Fixedother | 6.375% APR | 6.375% | — | Standard |
| 10 Year Balloon/30 Year Payoutother | 6.375% APR | 6.375% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Specialty Vehicle Loans (Up to 5 Years)auto_any_60mo | 9.000% APR | 9.000% | 60 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Pledge of shares (Interest Only Loan-Single Payment (Max 1 Year))personal_unsecured_12mo | 4.750% APR | 4.750% | 12 mo | Standard |
| Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 11.250% APR | 11.250% | 36 mo | Standard |
| Personal Loans (37 to 60 Months)personal_unsecured_60mo | 11.750% APR | 11.750% | 60 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa Classiccredit_card | 9.000% APR | 9.000% | — | Standard |
| Visa Business Platinumcredit_card_business | 10.950% APR | 10.950% | — | Standard |
Savings & CD rates
24 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Escrow sharesavings | 0.01% APY | 0.01% | — | Standard |
| Share Drafts (Checking)savings | 0.05% APY | 0.05% | — | Standard |
| Regular Sharessavings | 0.25% APY | 0.25% | — | Standard |
| Money Market (Up to $99,999)money_market | 1.65% APY | 1.65% | — | Standard |
| Money Market ($100,000–$249,999)money_market | 2.15% APY | 2.15% | — | Standard |
| Money Market - $250,000 & Upmoney_market | 2.40% APY | 2.40% | — | Standard |
| IRAira | 2.50% APY | 2.50% | — | Standard |
| 3-Month Certificateshare_certificate_3mo | 3.20% APY | 3.20% | 3 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.70% APY | 3.70% | 24 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 3.70% APY | 3.70% | 48 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.75% APY | 3.75% | 36 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 3.75% APY | 3.75% | 60 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.80% APY | 3.80% | 12 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.80% APY | 3.80% | 6 mo | Standard |
| 60-Month Certificatecd_60mo | 4.75% APY | 4.75% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 4.99% APY | 4.99% | 72 mo | Standard |
| 24-Month Certificatecd_24mo | 5.00% APY | 5.00% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 5.25% APY | 5.25% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 5.50% APY | 5.50% | 48 mo | Standard |
| Pledge of shares (Up to 12 Months)other | 2.75% APY | 2.75% | — | Standard |
| Pledge of shares (13 to 24 Months)other | 3.00% APY | 3.00% | — | Standard |
| Pledge of shares (25 to 36 Months)other | 3.25% APY | 3.25% | — | Standard |
| Pledge of shares (37 to 48 Months)other | 3.50% APY | 3.50% | — | Standard |
| Pledge of shares (49 to 60 Months)other | 3.75% APY | 3.75% | — | Standard |
As of August 4, 2026, Suma Credit Union offers a 30-year fixed mortgage at 6% APR. Auto loans available from 9% APR for 60 months. Personal loan rates from 4.75% APR. Credit card rates from 9% APR. Savings and certificate yields up to 5.50% APY.
Source: RateAPI.dev, verified from Suma Credit Union's official website
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About Suma Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 9.6K
- Assets
- $460.9M
- Founded
- 1964
- Locations reported
- 8
- NCUA charter
- 16360
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Suma Credit Union
Membership eligibility from Suma Credit Union's own published criteria. How we verify this.
Membership via the Ukrainian-American Youth Association (CYM) - Yonkers Branch, Inc. +8 more
- LocationNY, CT, FL
- AssociationUkrainian-American Youth Association (CYM) - Yonkers Branch, Inc., St. Michael the Archangel Ukrainian Catholic Church, Saints Peter & Paul Ukrainian Catholic Church, St. Vladimir Ukrainian Catholic Cathedral, St. Andrew’s Ukrainian Religious and Cultural Center (Oseredok), Epiphany of our Lord Ukrainian Catholic Church, St. Mary's Ukrainian Catholic Church, Ukrainian Baptist Church, Ukrainian Bible Church
Verified from Suma Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Suma Credit Union offer?
Suma Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Suma Credit Union rates updated?
RateAPI verifies Suma Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Suma Credit Union's rate data?
Rate data is collected directly from Suma Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Suma Credit Union's mortgage rate?
As of August 4, 2026, Suma Credit Union offers a 30-year fixed mortgage at 6% APR.
What are Suma Credit Union's auto loan rates?
As of August 4, 2026, Suma Credit Union offers auto loans from 9% APR.
What is Suma Credit Union's personal loan rate?
As of August 4, 2026, Suma Credit Union offers personal loans from 4.75% APR.
What is Suma Credit Union's best CD rate?
As of August 4, 2026, Suma Credit Union offers savings and certificate (CD) yields up to 5.50% APY.
Related Rate Data
Compare Suma Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Suma Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/suma" \
-H "Authorization: Bearer YOUR_API_KEY"