Educational and Governmental Credit Union
Verified rate book
Current Educational and Governmental Credit Union rates
14 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.772% APR | 6.625% | — | Standard |
| VA 30-Year Fixed30 year fixed | 6.909% APR | 6.500% | — | Standard |
| USDA 30-Year Fixed30 year fixed | 7.037% APR | 6.375% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 7.311% APR | 6.375% | — | Standard |
| 15-Year Fixed15 year fixed | 6.356% APR | 6.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.946% APR | 6.750% | — | Standard |
Credit card rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa® Premier Rewardscredit_card_rewards | 8.750% APR | 8.750% | — | Standard |
| Visa® Premiercredit_card | 8.750% APR | 8.750% | — | Standard |
| Visa® Classiccredit_card | 12.000% APR | 12.000% | — | Standard |
| Visa® Credit Buildercredit_card | 15.750% APR | 15.750% | — | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Borrow against the funds in your account up to $50,000/ Terms up to 60 Monthsother | 3.990% % | 3.990% | — | Standard |
| *0 to 72 Monthsother | 7.800% % | 7.800% | — | Standard |
| *73 to 144 Monthsother | 8.500% % | 8.500% | — | Standard |
| Borrow up to $30,000 / Terms up to 84 Monthsother | 9.490% % | 9.490% | — | Standard |
As of August 4, 2026, Educational and Governmental Credit Union offers a 30-year fixed mortgage at 6.772% APR. Credit card rates from 8.75% APR.
Source: RateAPI.dev, verified from Educational and Governmental Credit Union's official website
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About Educational and Governmental Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.2K
- Assets
- $56.4M
- Founded
- 1937
- Locations reported
- 2
- NCUA charter
- 2346
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Educational and Governmental Credit Union
Membership eligibility from Educational and Governmental Credit Union's own published criteria. How we verify this.
Membership via employers (County of Westchester +40 more)
- EmployerCounty of Westchester, Westchester Medical Center, White Plains Board of Education, White Plains Administration Judges Office, White Plains Department of Finance, SUNY -Purchase Campus, City of New Rochelle, New Rochelle Board of Education, New Rochelle Municipal Housing Authority, New Rochelle Public Library, City of Yonkers, Yonkers Municipal Housing Authority, Greenburgh Municipal Housing Authority, Town of Greenburgh, Town of Warwick, Pelham Board of Education, Village of Portchester, Town of North Salem, Portchester Nursing Home, Fairview Fire Department, Mt. Vernon Neighborhood Health Center, Mt. Vernon Board of Education, Mt. Vernon Civil Service, City of Mt Vernon, NYS Department of Health, Cambridge University Press, E&G Employees FCU, Town of Mt. Pleasant, Town of Yorktown, Village of Scarsdale, New York State Police, Village of Ossining, Town of North Castle, Village of Harrison, Village of Mamaroneck, Town of Eastchester, Village of Goshen, Village of Tuckahoe, Village of Pelham Manor, Hudson Valley Developmental Disabilities Services Office, Faculty Student Association of Westchester Community College
Verified from Educational and Governmental Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Educational and Governmental Credit Union?
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Frequently Asked Questions
What rates does Educational and Governmental Credit Union offer?
Educational and Governmental Credit Union currently offers mortgage, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Educational and Governmental Credit Union rates updated?
RateAPI verifies Educational and Governmental Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Educational and Governmental Credit Union's rate data?
Rate data is collected directly from Educational and Governmental Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Educational and Governmental Credit Union's mortgage rate?
As of August 4, 2026, Educational and Governmental Credit Union offers a 30-year fixed mortgage at 6.772% APR.
Related Rate Data
Compare Educational and Governmental Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Educational and Governmental Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/educational-and-governmental" \
-H "Authorization: Bearer YOUR_API_KEY"