Municipal Credit Union
Verified rate book
Current Municipal Credit Union rates
5 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Auto Loanauto_any_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 7.990% APR | 7.990% | — | Standard |
| Personal Line of Creditploc_variable | 11.750% APR | 11.750% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 0.65% APY | 0.65% | — | Standard |
| Certificateshare_certificate | 3.25% APY | 3.25% | — | Standard |
Auto loans available from 4.99% APR for 60 months. Personal loan rates from 7.99% APR. Savings and certificate yields up to 3.25% APY.
Source: RateAPI.dev, verified from Municipal Credit Union's official website
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About Municipal Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 641K
- Assets
- $5.1B
- Founded
- 1917
- Locations reported
- 16
- NCUA charter
- 60153
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Municipal Credit Union
Membership eligibility from Municipal Credit Union's own published criteria. How we verify this.
Community charter: live/work in New York City
Verified from Municipal Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Municipal Credit Union?
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Frequently Asked Questions
What rates does Municipal Credit Union offer?
Municipal Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Municipal Credit Union rates updated?
RateAPI verifies Municipal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Municipal Credit Union's rate data?
Rate data is collected directly from Municipal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Municipal Credit Union's auto loan rates?
As of August 4, 2026, Municipal Credit Union offers auto loans from 4.99% APR.
What is Municipal Credit Union's personal loan rate?
As of August 4, 2026, Municipal Credit Union offers personal loans from 7.99% APR.
What is Municipal Credit Union's best CD rate?
As of August 4, 2026, Municipal Credit Union offers savings and certificate (CD) yields up to 3.25% APY.
Related Rate Data
Compare Municipal Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Municipal Credit Union rates
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# Get rates for Municipal Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/municipal" \
-H "Authorization: Bearer YOUR_API_KEY"