Stewart's Credit Union

Saratoga Spring, New York
Last verified: August 4, 2026
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Verified rate book

Current Stewart's Credit Union rates

10 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Stewart's Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto/Motorcyclemotorcycle_new_60mo4.490% APR4.490%60 mo · newStandard
Used Auto/Motorcyclemotorcycle_used_60mo4.490% APR4.490%60 mo · usedStandard
Recreational Loans** (with auto pay or direct deposit)powersports_any_48mo7.890% APR7.890%48 moStandard

HELOC rates

1 offer
Stewart's Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed6.740% APR6.740%Standard

Personal loan rates

1 offer
Stewart's Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Signature Loans (.25% rate discount with auto pay or direct deposit)personal_unsecured_36mo8.490% APR8.490%36 moStandard

Savings & CD rates

5 offers
Stewart's Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Holiday Saver Clubsavings0.50% APY0.50%Standard
Holiday and Vacation, Energy and All Purpose Clubssavings1.75% APY1.75%Standard
6-Month Certificatecd_6mo3.00% APY3.00%6 moStandard
12-Month Certificatecd_12mo3.10% APY3.10%12 moStandard
24-Month Certificatecd_24mo3.25% APY3.25%24 moStandard

Vehicle loans available from 4.49% APR for 60 months. HELOC rates from 6.74% APR. Personal loan rates from 8.49% APR. Savings and certificate yields up to 3.25% APY.

Source: RateAPI.dev, verified from Stewart's Credit Union's official website

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About Stewart's Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.4K
Assets
$44.7M
Founded
1983
Locations reported
1
NCUA charter
24036
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Stewart's Credit Union

Membership eligibility from Stewart's Credit Union's own published criteria. How we verify this.

Membership via employers (Stewart’s Shops Corp) or occupations (dairy producers of Stewart’s Shops Corp)

  • EmployerStewart’s Shops Corp
  • Occupationdairy producers of Stewart’s Shops Corp

Verified from Stewart's Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Stewart's Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Stewart's Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Stewart's Credit Union offer?

Stewart's Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Stewart's Credit Union rates updated?

RateAPI verifies Stewart's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Stewart's Credit Union's rate data?

Rate data is collected directly from Stewart's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Stewart's Credit Union's motorcycle & powersports loan rates?

As of August 4, 2026, Stewart's Credit Union offers vehicle loans from 4.49% APR.

What is Stewart's Credit Union's HELOC rate?

As of August 4, 2026, Stewart's Credit Union offers home equity lines of credit from 6.74% APR.

What is Stewart's Credit Union's personal loan rate?

As of August 4, 2026, Stewart's Credit Union offers personal loans from 8.49% APR.

What is Stewart's Credit Union's best CD rate?

As of August 4, 2026, Stewart's Credit Union offers savings and certificate (CD) yields up to 3.25% APY.

Related Rate Data

Compare Stewart's Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Stewart's Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/stewarts" \
  -H "Authorization: Bearer YOUR_API_KEY"