Steuben Citizens Credit Union

Bath, New York
Last verified: August 4, 2026
Work at Steuben Citizens Credit Union? Claim this profile →

Verified rate book

Current Steuben Citizens Credit Union rates

8 published offers verified as of August 4, 2026.

How we verify rates

Personal loan rates

6 offers
Steuben Citizens Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured3.000% APR3.000%Standard
Certificate-Secured Loanpersonal_secured4.000% APR4.000%Standard
Other Collateral Loanpersonal_secured7.000% APR7.000%Standard
Unsecured Personal Loanpersonal_unsecured7.000% APR7.000%Standard
Home Improvementpersonal8.000% APR8.000%Standard
Personal Line of Creditploc_variable15.000% APR15.000%Standard

Credit card rates

2 offers
Steuben Citizens Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Visa Gold credit cardcredit_card10.900% APR10.900%Standard
Visa Classic credit cardcredit_card12.900% APR12.900%Standard

Personal loan rates from 3% APR. Credit card rates from 10.9% APR.

Source: RateAPI.dev, verified from Steuben Citizens Credit Union's official website

Loading branch locator…

About Steuben Citizens Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.6K
Assets
$35.8M
Founded
1949
Locations reported
3
NCUA charter
6225
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Steuben Citizens Credit Union

Membership eligibility from Steuben Citizens Credit Union's own published criteria. How we verify this.

Community charter: live/work in Steuben, NY

  • LocationSteuben — NY

Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).

Verified from Steuben Citizens Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Steuben Citizens Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Steuben Citizens Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Steuben Citizens Credit Union offer?

Steuben Citizens Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Steuben Citizens Credit Union rates updated?

RateAPI verifies Steuben Citizens Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Steuben Citizens Credit Union's rate data?

Rate data is collected directly from Steuben Citizens Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Steuben Citizens Credit Union's personal loan rate?

As of August 4, 2026, Steuben Citizens Credit Union offers personal loans from 3% APR.

Related Rate Data

Compare Steuben Citizens Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Steuben Citizens Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Steuben Citizens Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/steuben-citizens" \
  -H "Authorization: Bearer YOUR_API_KEY"