Special Metals Credit Union
Verified rate book
Current Special Metals Credit Union rates
34 published offers verified as of August 3, 2026.
Auto & vehicle rates
22 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month New Auto Loan (2023 and Newer)auto_new_60mo | 4.240% APR | 4.240% | 60 mo · new | Standard |
| 12-Month Auto Loan (2023–2026)auto_any_12mo | 4.240% APR | 4.240% | 12 mo | Standard |
| 60-Month Auto Loan (2023–2026)auto_any_60mo | 4.490% APR | 4.490% | 60 mo | Standard |
| 12-Month Auto Loan (2020–2022)auto_any_12mo | 4.990% APR | 4.990% | 12 mo | Standard |
| 72-Month Auto Loan (2023–2026)auto_any_72mo | 4.990% APR | 4.990% | 72 mo | Standard |
| 60-Month Used Auto Loan (2020 and Newer)auto_used_60mo | 4.990% APR | 4.990% | 60 mo · used | Standard |
| 60-Month Auto Loan (2020–2022)auto_any_60mo | 5.240% APR | 5.240% | 60 mo | Standard |
| 84-Month Auto Loan (2023–2026)auto_any_84mo | 5.490% APR | 5.490% | 84 mo | Standard |
| 72-Month Auto Loan (2020–2022)auto_any_72mo | 5.740% APR | 5.740% | 72 mo | Standard |
| 12-Month New RV Loan (2024 and Newer)rv_new_12mo | 6.090% APR | 6.090% | 12 mo · new | Standard |
| 84-Month Auto Loan (2020–2022)auto_any_84mo | 6.240% APR | 6.240% | 84 mo | Standard |
| 24-Month New RV Loan (2024 and Newer)rv_new_24mo | 6.290% APR | 6.290% | 24 mo · new | Standard |
| 36-Month New RV Loan (2024 and Newer)rv_new_36mo | 6.490% APR | 6.490% | 36 mo · new | Standard |
| 12-Month Used RV Loan (2023 and Older)rv_used_12mo | 7.090% APR | 7.090% | 12 mo · used | Standard |
| 24-Month Used RV Loan (2023 and Older)rv_used_24mo | 7.290% APR | 7.290% | 24 mo · used | Standard |
| 12-Month Used Auto Loan (2019 and Older)auto_used_12mo | 7.450% APR | 7.450% | 12 mo · used | Standard |
| 36-Month Used RV Loan (2023 and Older)rv_used_36mo | 7.490% APR | 7.490% | 36 mo · used | Standard |
| 48-Month New RV Loan (2024 and Newer)rv_new_48mo | 7.690% APR | 7.690% | 48 mo · new | Standard |
| 48-Month Used RV Loan (2023 and Older)rv_used_48mo | 7.690% APR | 7.690% | 48 mo · used | Standard |
| 60-Month Used Auto Loan (2019 and Older)auto_used_60mo | 7.740% APR | 7.740% | 60 mo · used | Standard |
| 60-Month Used RV Loan (2023 and Older)rv_used_60mo | 7.890% APR | 7.890% | 60 mo · used | Standard |
| 60-Month New RV Loan (2024 and Newer)rv_new_60mo | 7.890% APR | 7.890% | 60 mo · new | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Back To School Special Personal Loanpersonal_unsecured_12mo | 6.990% APR | 6.990% | 12 mo | Standard |
| 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 8.500% APR | 8.500% | 12 mo | Standard |
| 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 9.250% APR | 9.250% | 24 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 9.500% APR | 9.500% | 36 mo | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 9.750% APR | 9.750% | 48 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.000% APR | 10.000% | 60 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Clubsavings | 0.10% APY | 0.10% | — | Standard |
| Regular Sharesavings | 0.25% APY | 0.25% | — | Standard |
| 6-Month Certificatecd_6mo | 3.75% APY | 3.75% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.95% APY | 3.95% | 12 mo | Standard |
Vehicle loans available from 4.24% APR for 60 months. HELOC rates from 5.99% APR. Personal loan rates from 6.99% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.95% APY.
Source: RateAPI.dev, verified from Special Metals Credit Union's official website
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About Special Metals Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.8K
- Assets
- $23.6M
- Founded
- 1961
- Locations reported
- 1
- NCUA charter
- 14522
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
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Who Can Join Special Metals Credit Union
Membership eligibility from Special Metals Credit Union's own published criteria. How we verify this.
Membership criteria are published on Special Metals Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Special Metals Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Special Metals Credit Union offer?
Special Metals Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Special Metals Credit Union rates updated?
RateAPI verifies Special Metals Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Special Metals Credit Union's rate data?
Rate data is collected directly from Special Metals Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Special Metals Credit Union's auto & rv loan rates?
As of August 3, 2026, Special Metals Credit Union offers vehicle loans from 4.24% APR.
What is Special Metals Credit Union's HELOC rate?
As of August 3, 2026, Special Metals Credit Union offers home equity lines of credit from 5.99% APR.
What is Special Metals Credit Union's personal loan rate?
As of August 3, 2026, Special Metals Credit Union offers personal loans from 6.99% APR.
What is Special Metals Credit Union's best CD rate?
As of August 3, 2026, Special Metals Credit Union offers savings and certificate (CD) yields up to 3.95% APY.
Related Rate Data
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Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Special Metals Credit Union
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-H "Authorization: Bearer YOUR_API_KEY"