Southern Chautauqua Credit Union

Lakewood, New York
Last verified: August 4, 2026
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Verified rate book

Current Southern Chautauqua Credit Union rates

7 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

7 offers
Southern Chautauqua Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.409% APR6.250%Standard
VA 30 Year Fixed - Conforming30 year fixed6.409% APR6.250%Standard
FHA 30-Year Fixed - Conforming30 year fixed6.689% APR6.000%Standard
Jumbo 30-Year Fixed30 year fixed7.099% APR7.000%Standard
15-Year Fixed15 year fixed5.883% APR5.625%Standard
Jumbo 15-Year Fixed15 year fixed7.411% APR7.250%Standard
20-Year Fixed20 year fixed6.208% APR6.000%Standard

As of August 4, 2026, Southern Chautauqua Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Source: RateAPI.dev, verified from Southern Chautauqua Credit Union's official website

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About Southern Chautauqua Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
21.3K
Assets
$166.3M
Founded
1954
Locations reported
10
NCUA charter
9107
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Southern Chautauqua Credit Union

Membership eligibility from Southern Chautauqua Credit Union's own published criteria. How we verify this.

Membership criteria are published on Southern Chautauqua Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationChautauqua — NY

Verified from Southern Chautauqua Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Southern Chautauqua Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Southern Chautauqua Credit Union ranks against New York peers.

Frequently Asked Questions

What rates does Southern Chautauqua Credit Union offer?

Southern Chautauqua Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Southern Chautauqua Credit Union rates updated?

RateAPI verifies Southern Chautauqua Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Southern Chautauqua Credit Union's rate data?

Rate data is collected directly from Southern Chautauqua Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Southern Chautauqua Credit Union's mortgage rate?

As of August 4, 2026, Southern Chautauqua Credit Union offers a 30-year fixed mortgage at 6.409% APR.

Related Rate Data

Compare Southern Chautauqua Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Southern Chautauqua Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/southern-chautauqua" \
  -H "Authorization: Bearer YOUR_API_KEY"