Centra Credit Union
Verified rate book
Current Centra Credit Union rates
2 published offers verified as of August 4, 2026.
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| For The First Six Monthsheloc | 4.490% APR | 4.490% | — | Standard |
| After Six Monthsheloc | 6.750% APR | 6.750% | — | Standard |
HELOC rates from 4.49% APR.
Source: RateAPI.dev, verified from Centra Credit Union's official website
Loading branch locator…
About Centra Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 139.2K
- Assets
- $2.4B
- Founded
- 1940
- Locations reported
- 29
- NCUA charter
- 68287
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Centra Credit Union
Membership eligibility from Centra Credit Union's own published criteria. How we verify this.
Membership criteria are published on Centra Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Centra Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Centra Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Centra Credit Union ranks against Indiana peers.
Frequently Asked Questions
What rates does Centra Credit Union offer?
Centra Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Centra Credit Union rates updated?
RateAPI verifies Centra Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Centra Credit Union's rate data?
Rate data is collected directly from Centra Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Centra Credit Union's HELOC rate?
As of August 4, 2026, Centra Credit Union offers home equity lines of credit from 4.49% APR.
Related Rate Data
Compare Centra Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Centra Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Centra Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/centra" \
-H "Authorization: Bearer YOUR_API_KEY"