Affinity One Credit Union
Verified rate book
Current Affinity One Credit Union rates
17 published offers verified as of August 4, 2026.
Auto & vehicle rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month New Auto Loanauto_new_24mo | 3.990% APR | 3.990% | 24 mo · new | Standard |
| 60-Month New Auto Loanauto_new_60mo | 4.750% APR | 4.750% | 60 mo · new | Standard |
| 24-Month Used Auto Loanauto_used_24mo | 4.990% APR | 4.990% | 24 mo · used | Standard |
| Motorcycle, Boat & RV Loans (24 mo)motorcycle_any_24mo | 4.990% APR | 4.990% | 24 mo | Standard |
| Motorcycle, Boat & RV Loans (36 mo)motorcycle_any_36mo | 4.990% APR | 4.990% | 36 mo | Standard |
| Motorcycle, Boat & RV Loans (48 mo)motorcycle_any_48mo | 4.990% APR | 4.990% | 48 mo | Standard |
| 84-Month New Auto Loanauto_new_84mo | 5.250% APR | 5.250% | 84 mo · new | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 5.500% APR | 5.500% | 60 mo · used | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 5.750% APR | 5.750% | 84 mo · used | Standard |
| Motorcycle, Boat & RV Loans (60 mo)motorcycle_any_60mo | 6.750% APR | 6.750% | 60 mo | Standard |
| Motorcycle, Boat & RV Loans (61-72 mo (Minimum $20,000))motorcycle_any_72mo | 7.000% APR | 7.000% | 72 mo | Standard |
| Motorcycle, Boat & RV Loans (85-96 mo (Minimum $35,000))motorcycle_any_96mo | 7.250% APR | 7.250% | 96 mo | Standard |
| Motorcycle, Boat & RV Loans (73-84 mo (Minimum $30,000))motorcycle_any_84mo | 7.250% APR | 7.250% | 84 mo | Standard |
| Motorcycle, Boat & RV Loans (97-108 mo (Minimum $40,000))motorcycle_any_108mo | 7.500% APR | 7.500% | 108 mo | Standard |
| Motorcycle, Boat & RV Loans (109-120 mo (Minimum $50,000))motorcycle_any_120mo | 7.750% APR | 7.750% | 120 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 5.250% APR | 5.250% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 4.990% APR | 4.990% | — | Standard |
Vehicle loans available from 3.99% APR for 24 months. HELOC rates from 5.25% APR. Personal loan rates from 4.99% APR.
Source: RateAPI.dev, verified from Affinity One Credit Union's official website
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About Affinity One Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.3K
- Assets
- $45.6M
- Founded
- 1948
- Locations reported
- 2
- NCUA charter
- 5785
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Affinity One Credit Union
Membership eligibility from Affinity One Credit Union's own published criteria. How we verify this.
Community charter: live/work in Jamestown, Busti, Carrol +7 more
Cost to join: About $25.
Verified from Affinity One Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Affinity One Credit Union?
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Frequently Asked Questions
What rates does Affinity One Credit Union offer?
Affinity One Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Affinity One Credit Union rates updated?
RateAPI verifies Affinity One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Affinity One Credit Union's rate data?
Rate data is collected directly from Affinity One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Affinity One Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Affinity One Credit Union offers vehicle loans from 3.99% APR.
What is Affinity One Credit Union's HELOC rate?
As of August 4, 2026, Affinity One Credit Union offers home equity lines of credit from 5.25% APR.
What is Affinity One Credit Union's personal loan rate?
As of August 4, 2026, Affinity One Credit Union offers personal loans from 4.99% APR.
Related Rate Data
Compare Affinity One Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Affinity One Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/affinity-one" \
-H "Authorization: Bearer YOUR_API_KEY"