Solutions Credit Union
Verified rate book
Current Solutions Credit Union rates
23 published offers verified as of August 4, 2026.
Auto & vehicle rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Vehicle Rates (84 months ($20,000+) 2026-2022 only)auto_new_84mo | 5.500% APR | 5.500% | 84 mo · new | Standard |
| New Vehicle Rates (72/84 months ($10,000+))auto_new_84mo | 5.500% APR | 5.500% | 84 mo · new | Standard |
| New Auto Loanauto_new | 5.500% APR | 5.500% | new | Standard |
| New Vehicle Rates (36 - 84 months)auto_new_84mo | 5.500% APR | 5.500% | 84 mo · new | Standard |
| New Vehicle Rates (66 months ($8,000+) 72 months ($10,000+))auto_new_66mo | 5.500% APR | 5.500% | 66 mo · new | Standard |
| New Motorcycle, ATV, and 4 Wheeler Rates (72 months (2026-2022))motorcycle_new_72mo | 6.500% APR | 6.500% | 72 mo · new | Standard |
| New Vehicle Rates (96 months ($35,000+) 2026-2024 only)auto_new_96mo | 6.500% APR | 6.500% | 96 mo · new | Standard |
| New Vehicle Rates (96 months ($35,000+))auto_new_96mo | 6.500% APR | 6.500% | 96 mo · new | Standard |
| Used Auto Loanauto_used | 6.500% APR | 6.500% | used | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 6.500% APR | 6.500% | 72 mo · used | Standard |
| New Boat, Camper, & Travel Trailer Loan Rates (144 months (2026 - 2022))boat_new_144mo | 6.500% APR | 6.500% | 144 mo · new | Standard |
| Used Boat, Camper, & Travel Trailer Loan Rates (84 months (2021 - 2017))boat_used_84mo | 7.500% APR | 7.500% | 84 mo · used | Standard |
| Used Motorcycle, ATV, and 4 Wheeler Rates (60 months (2021 - 2017))motorcycle_used_60mo | 7.500% APR | 7.500% | 60 mo · used | Standard |
| 96 months, $50,000 Max - 70% of valueauto_any_96mo | 9.500% APR | 9.500% | 96 mo | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.250% APR | 5.250% | — | Standard |
| Fixed Home Equity Loans (up to 84 months ($25,000-$175,000),)heloc_fixed | 5.250% APR | 5.250% | — | Standard |
| Fixed Home Equity Loans (up to 180 months ($25,000-$175,000))heloc_fixed | 5.500% APR | 5.500% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Personal Loan Rates (12-72 months up to $50,000 66 months over $10,000 72 months over $20,000)personal_secured_72mo | 7.750% APR | 7.750% | 72 mo | Standard |
| Unsecured Personal Loan Rates (12-60 months up to $25,000)personal_unsecured_60mo | 8.750% APR | 8.750% | 60 mo | Standard |
| Open End LOCpersonal | 8.750% APR | 8.750% | — | Standard |
| Open End Line of Credit (12 - 60 months)ploc_variable | 8.750% APR | 8.750% | 60 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84 Months Fixed-Rate (Maximum Limit Is $250,000.00)other | 3.500% % | 3.500% | — | Standard |
| up to 48 months ( Secured only )other | 15.500% % | 15.500% | — | Standard |
Vehicle loans available from 5.5% APR for 84 months. HELOC rates from 5.25% APR. Personal loan rates from 7.75% APR.
Source: RateAPI.dev, verified from Solutions Credit Union's official website
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About Solutions Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.4K
- Assets
- $43M
- Founded
- 1952
- Locations reported
- 1
- NCUA charter
- 7846
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Solutions Credit Union
Membership eligibility from Solutions Credit Union's own published criteria. How we verify this.
Membership criteria are published on Solutions Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationChemung — NY
Verified from Solutions Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Solutions Credit Union?
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Frequently Asked Questions
What rates does Solutions Credit Union offer?
Solutions Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Solutions Credit Union rates updated?
RateAPI verifies Solutions Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Solutions Credit Union's rate data?
Rate data is collected directly from Solutions Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Solutions Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Solutions Credit Union offers vehicle loans from 5.5% APR.
What is Solutions Credit Union's HELOC rate?
As of August 4, 2026, Solutions Credit Union offers home equity lines of credit from 5.25% APR.
What is Solutions Credit Union's personal loan rate?
As of August 4, 2026, Solutions Credit Union offers personal loans from 7.75% APR.
Related Rate Data
Compare Solutions Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Solutions Credit Union rates
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# Get rates for Solutions Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/solutions" \
-H "Authorization: Bearer YOUR_API_KEY"