Rome Credit Union

Rome, New York
Last verified: August 4, 2026
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Verified rate book

Current Rome Credit Union rates

12 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Rome Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month New Auto Loan (2025–2026)auto_new_48mo4.250% APR4.250%48 mo · newStandard
48-Month Used Auto Loan (2021–2024)auto_used_48mo4.950% APR4.950%48 mo · usedStandard
New Recreational Vehicle 2026 - 2025 (Including Motorcycles, ATVs, Boats, Campers, etc.)rv_new_60mo6.500% APR6.500%60 mo · newStandard
Used Recreational Vehicle 2024 - 2021 (Including Motorcycles, ATVs, Boats, Campers, etc.)rv_used_60mo6.500% APR6.500%60 mo · usedStandard
Used Recreational Vehicle Older than 2020 (Including Motorcycles, ATVs, Boats, Campers, etc.)rv_used_60mo7.500% APR7.500%60 mo · usedStandard

Personal loan rates

4 offers
Rome Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loan Max $2,500personal_unsecured5.490% APR5.490%Standard
Unsecured Personal Loan Max $15,000personal_unsecured8.500% APR8.500%Standard
Home Improvement Loan Max $15,000personal9.000% APR9.000%Standard
Personal Line of Creditploc_variable9.500% APR9.500%Standard

Savings & CD rates

2 offers
Rome Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Min $10,000savings5.00% APY5.00%Standard
Min $20,000savings5.50% APY5.50%Standard

Other rates

1 offer
Rome Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Older than 2020other8.000% %8.000%Standard

Vehicle loans available from 4.25% APR for 48 months. Personal loan rates from 5.49% APR. Savings and certificate yields up to 5.50% APY.

Source: RateAPI.dev, verified from Rome Credit Union's official website

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About Rome Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.8K
Assets
$32.2M
Founded
1936
Locations reported
1
NCUA charter
1810
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Rome Credit Union

Membership eligibility from Rome Credit Union's own published criteria. How we verify this.

Membership criteria are published on Rome Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Rome Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Rome Credit Union?

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Frequently Asked Questions

What rates does Rome Credit Union offer?

Rome Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Rome Credit Union rates updated?

RateAPI verifies Rome Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Rome Credit Union's rate data?

Rate data is collected directly from Rome Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Rome Credit Union's auto & rv loan rates?

As of August 4, 2026, Rome Credit Union offers vehicle loans from 4.25% APR.

What is Rome Credit Union's personal loan rate?

As of August 4, 2026, Rome Credit Union offers personal loans from 5.49% APR.

What is Rome Credit Union's best CD rate?

As of August 4, 2026, Rome Credit Union offers savings and certificate (CD) yields up to 5.50% APY.

Related Rate Data

Compare Rome Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Rome Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/rome" \
  -H "Authorization: Bearer YOUR_API_KEY"