Qside Credit Union

Queens Village, New York

Last verified: August 4, 2026

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Verified rate book

Current Qside Credit Union rates

60 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

10 offers

Qside Credit Union auto & vehicle rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Auto Loan Rates, New and Used Cars (0-35 months)auto_any_35mo	6.500% APR	6.500%	35 mo · any	Standard
Motorcycle Loan Rates, New and Used Vehicles (0-35 months)motorcycle_any_35mo	6.500% APR	6.500%	35 mo · any	Standard
Boat or RV Loan Rates, New and Used Vehicles (Up to 35 months)boat_any_35mo	6.500% APR	6.500%	35 mo · any	Standard
Motorcycle Loan Rates, New and Used Vehicles (36-48 months)motorcycle_any_48mo	7.000% APR	7.000%	48 mo · any	Standard
Boat or RV Loan Rates, New and Used Vehicles (36-59 months)boat_any_59mo	7.000% APR	7.000%	59 mo · any	Standard
Auto Loan Rates, New and Used Cars (36-59 months)auto_any_59mo	7.000% APR	7.000%	59 mo · any	Standard
Boat or RV Loan Rates, New and Used Vehicles (60-83 months)boat_any_83mo	7.500% APR	7.500%	83 mo · any	Standard
Auto Loan Rates, New and Used Cars (60-83 months)auto_any_83mo	7.500% APR	7.500%	83 mo · any	Standard
Boat or RV Loan Rates, New and Used Vehicles (84 months or more)boat_any_84mo	8.250% APR	8.250%	84 mo · any	Standard
Auto Loan Rates, New and Used Cars (84+ months)auto_any	8.250% APR	8.250%	any	Standard

HELOC rates

3 offers

Qside Credit Union heloc rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Equi-Fix℠ Home Equity Loan Rates (60 months)heloc_fixed	6.250% APR	6.250%	—	Standard
Equi-Fix℠ Home Equity Loan Rates (120 months)heloc_fixed	7.250% APR	7.250%	—	Standard
Equi-Fix℠ Home Equity Loan Rates (180 months)heloc_fixed	8.750% APR	8.750%	—	Standard

Personal loan rates

7 offers

Qside Credit Union personal loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Savings and Certificate Secured Loanpersonal_secured_48mo	5.950% APR	5.950%	48 mo	Standard
Savings and Certificate Secured Loanpersonal_secured_84mo	6.250% APR	6.250%	84 mo	Standard
Savings and Certificate Secured Loanpersonal_secured_120mo	6.750% APR	6.750%	120 mo	Standard
Up to 60-Month Signature Loanpersonal_unsecured_60mo	8.990% APR	8.990%	60 mo	Standard
Stock Secured Loans**personal_secured_60mo	9.050% APR	9.050%	60 mo	Standard
Vacation Loanpersonal_unsecured_12mo	9.990% APR	9.990%	12 mo	Standard
Revolving Line of Credit *ploc_variable	16.000% APR	16.000%	—	Standard

Credit card rates

2 offers

Qside Credit Union credit card rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Platinum Credit Cardcredit_card_platinum	8.900% APR	8.900%	—	Standard
MasterCard Classic Credit Cardcredit_card	12.900% APR	12.900%	—	Standard

Savings & CD rates

38 offers

Qside Credit Union savings & cd rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Money Market Account Rates ($5,000 and below)money_market	0.05% APY	0.05%	—	Standard
Savings Account Rates ($25 - $2,499.99)savings	0.05% APY	0.05%	—	Standard
$2,500 - $4,999.99savings	0.05% APY	0.05%	—	Standard
$5,000 And Oversavings	0.10% APY	0.10%	—	Standard
Savings ($2,500+)savings	0.10% APY	0.10%	—	Standard
Vacation Club Savings Accountsavings	0.10% APY	0.10%	—	Specialty offer
Traditional IRA Savingsira	0.15% APY	0.15%	—	Standard
Money Market Account Rates ($5,000 - $9,999.99)money_market	0.50% APY	0.50%	—	Standard
Money Market Account Rates ($10,000 - $24,999.99)money_market	0.80% APY	0.80%	—	Standard
Money Market Account Rates ($25,000 - $49,999.99)money_market	0.95% APY	0.95%	—	Standard
Money Market ($50,000+)money_market	1.10% APY	1.10%	—	Standard
6-Month Certificate ($500–$9,999)cd_6mo	2.65% APY	2.65%	6 mo	Standard
12-Month Certificate ($500–$9,999)cd_12mo	2.75% APY	2.75%	12 mo	Standard
Bump Up CD Rates - 3 Year Bump Up ($500 - $9,999)cd_36mo	2.80% APY	2.80%	36 mo	Standard
24-Month Certificate ($500–$9,999)cd_24mo	2.80% APY	2.80%	24 mo	Standard
36-Month Certificate ($500–$9,999)cd_36mo	2.90% APY	2.90%	36 mo	Standard
6-Month Certificate ($10,000–$24,999)cd_6mo	2.95% APY	2.95%	6 mo	Standard
12-Month Certificate ($10,000–$24,999)cd_12mo	3.00% APY	3.00%	12 mo	Standard
$500 Minimumsavings	3.05% APY	3.05%	—	Standard
6-Month Certificate ($25,000–$49,999)cd_6mo	3.05% APY	3.05%	6 mo	Standard
Bump Up CD Rates - 3 Year Bump Up ($10,000 - $24,999)cd_36mo	3.05% APY	3.05%	36 mo	Standard
24-Month Certificate ($10,000–$24,999)cd_24mo	3.05% APY	3.05%	24 mo	Standard
12-Month Certificate ($25,000–$49,999)cd_12mo	3.10% APY	3.10%	12 mo	Standard
6-Month Certificate ($50,000–$99,000)cd_6mo	3.10% APY	3.10%	6 mo	Standard
36-Month Certificate ($10,000–$24,999)cd_36mo	3.15% APY	3.15%	36 mo	Standard
12-Month Certificate ($50,000–$99,000)cd_12mo	3.15% APY	3.15%	12 mo	Standard
Bump Up CD Rates - 3 Year Bump Up (IRA Certificate, $500 minimum)ira_cd_36mo	3.20% APY	3.20%	36 mo	Standard
6-Month Certificate ($100,000+)cd_6mo	3.20% APY	3.20%	6 mo	Standard
Bump Up CD Rates - 3 Year Bump Up ($25,000 - $49,999)cd_36mo	3.25% APY	3.25%	36 mo	Standard
1-Year Term ($100,000 and over)savings	3.25% APY	3.25%	—	Standard
24-Month Certificate ($25,000–$49,999)cd_24mo	3.25% APY	3.25%	24 mo	Standard
Bump Up CD Rates - 3 Year Bump Up ($50,000 - $99,000)cd_36mo	3.30% APY	3.30%	36 mo	Standard
24-Month Certificate ($50,000–$99,000)cd_24mo	3.30% APY	3.30%	24 mo	Standard
36-Month Certificate ($25,000–$49,999)cd_36mo	3.35% APY	3.35%	36 mo	Standard
2-Year Term ($100,000 and over)savings	3.40% APY	3.40%	—	Standard
Bump Up CD Rates - 3 Year Bump Up ($100,000 and over)cd	3.40% APY	3.40%	—	Standard
36-Month Certificate ($50,000–$99,000)cd_36mo	3.40% APY	3.40%	36 mo	Standard
3-Year Term ($100,000 and over)savings	3.50% APY	3.50%	—	Standard

Vehicle loans available from 6.5% APR for 35 months. HELOC rates from 6.25% APR. Personal loan rates from 5.95% APR. Credit card rates from 8.9% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Qside Credit Union's official website

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Qside Credit Union locations

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About Qside Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members: 6.8K
Assets: $53.7M
Founded: 1940
Locations reported: 1
NCUA charter: 3947
Charter type: Federal credit union

Services and member support

Online membership application
Online loan application
Open an account online
Electronic statements
Mobile check deposit
Financial counseling
Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Local 804Q-Side FCU · Queens Village · NY · 11428-1621Branch in the same ZIP N Y TeamHillside Branch - Disaster Recovery · Hollis · NY · 11423About 1.4 miles away MunicipalMCU - St. Albans Branch · Saint Albans · NY · 11412-4027About 1.8 miles away FourleafElmont · Elmont · NY · 11003About 2.4 miles away People's AllianceAllen/Jamaica · Jamaica · NY · 11433-3440About 2.8 miles away Jovia FinancialNew Hyde Park · New Hyde Park · NY · 11040About 3.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Qside Credit Union

Membership eligibility from Qside Credit Union's own published criteria. How we verify this.

Membership via employers (Consolidated Edison, Inc. +7 more)

EmployerConsolidated Edison, Inc., Long Island Water Corporation, New York Power Authority, Big Six Towers Housing Corporation, Inc., Clean Harbors Environmental Services,Inc., Cummins Allison Corporation, Queensboro Toyota, Deepdale Gardens Community Council, Inc.

Cost to join: About $25.

Verified from Qside Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Qside Credit Union offer?

Qside Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Qside Credit Union rates updated?

RateAPI verifies Qside Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Qside Credit Union's rate data?

Rate data is collected directly from Qside Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Qside Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Qside Credit Union offers vehicle loans from 6.5% APR.

What is Qside Credit Union's HELOC rate?

As of August 4, 2026, Qside Credit Union offers home equity lines of credit from 6.25% APR.

What is Qside Credit Union's personal loan rate?

As of August 4, 2026, Qside Credit Union offers personal loans from 5.95% APR.

What is Qside Credit Union's best CD rate?

As of August 4, 2026, Qside Credit Union offers savings and certificate (CD) yields up to 3.50% APY.

Related Rate Data

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Qside Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"

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