Local 804 Credit Union
Verified rate book
Current Local 804 Credit Union rates
5 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto/Motorcycle Loan (Under 2 years)motorcycle_new_24mo | 3.990% APR | 3.990% | 24 mo · new | Standard |
| Used Auto/Motorcycle Loanmotorcycle_used | 5.240% APR | 5.240% | used | Standard |
| Recreational Vehicle Loan (Boats, RVs, Jet Skis)rv | 7.000% APR | 7.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Personal Loanpersonal_secured | 6.500% APR | 6.500% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.750% APR | 9.750% | — | Standard |
Vehicle loans available from 3.99% APR for 24 months. Personal loan rates from 6.5% APR.
Source: RateAPI.dev, verified from Local 804 Credit Union's official website
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About Local 804 Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.2K
- Assets
- $21.7M
- Founded
- 1978
- Locations reported
- 2
- NCUA charter
- 23144
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Local 804 Credit Union
Membership eligibility from Local 804 Credit Union's own published criteria. How we verify this.
Membership via the Local 804 IBT +2 more
- AssociationLocal 804 IBT, Local 447 IAMAW, Local 808 IBT
Cost to join: About $5.
Verified from Local 804 Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Local 804 Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Local 804 Credit Union ranks against New York peers.
Frequently Asked Questions
What rates does Local 804 Credit Union offer?
Local 804 Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Local 804 Credit Union rates updated?
RateAPI verifies Local 804 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Local 804 Credit Union's rate data?
Rate data is collected directly from Local 804 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Local 804 Credit Union's rv & motorcycle loan rates?
As of August 4, 2026, Local 804 Credit Union offers vehicle loans from 3.99% APR.
What is Local 804 Credit Union's personal loan rate?
As of August 4, 2026, Local 804 Credit Union offers personal loans from 6.5% APR.
Related Rate Data
Compare Local 804 Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Local 804 Credit Union rates
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# Get rates for Local 804 Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/local-804" \
-H "Authorization: Bearer YOUR_API_KEY"