Parks Heritage Credit Union
Verified rate book
Current Parks Heritage Credit Union rates
17 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.500% APR | 3.500% | — | Standard |
| RV's and Boatsrv | 7.250% APR | 7.250% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 5.000% APR | 5.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 7.000% APR | 7.000% | — | Standard |
| Home Improvement Loanpersonal | 7.000% APR | 7.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.950% APR | 8.950% | — | Standard |
Savings & CD rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingssavings | 0.05% APY | 0.05% | — | Standard |
| Youth Accountsavings | 0.10% APY | 0.10% | — | Eligibility restricted |
| Tier 2savings | 1.75% APY | 1.75% | — | Standard |
| Tier 3savings | 2.00% APY | 2.00% | — | Standard |
| Tier 4savings | 2.25% APY | 2.25% | — | Standard |
| 6-Month Certificatecd_6mo | 3.60% APY | 3.60% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.60% APY | 3.60% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.65% APY | 3.65% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.70% APY | 3.70% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 3.75% APY | 3.75% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 3.75% APY | 3.75% | 48 mo | Standard |
Vehicle loans available from 3.5% APR. HELOC rates from 5% APR. Personal loan rates from 7% APR. Credit card rates from 8.95% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Parks Heritage Credit Union's official website
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About Parks Heritage Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.7K
- Assets
- $41.9M
- Founded
- 1965
- Locations reported
- 2
- NCUA charter
- 16933
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Parks Heritage Credit Union
Membership eligibility from Parks Heritage Credit Union's own published criteria. How we verify this.
Community charter: live/work in Warren, Washington, Saratoga +2 more, NY
- LocationWarren, Washington, Saratoga, Essex, Hamilton — NY
Verified from Parks Heritage Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Parks Heritage Credit Union?
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Frequently Asked Questions
What rates does Parks Heritage Credit Union offer?
Parks Heritage Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Parks Heritage Credit Union rates updated?
RateAPI verifies Parks Heritage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Parks Heritage Credit Union's rate data?
Rate data is collected directly from Parks Heritage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Parks Heritage Credit Union's auto & rv loan rates?
As of August 4, 2026, Parks Heritage Credit Union offers vehicle loans from 3.5% APR.
What is Parks Heritage Credit Union's HELOC rate?
As of August 4, 2026, Parks Heritage Credit Union offers home equity lines of credit from 5% APR.
What is Parks Heritage Credit Union's personal loan rate?
As of August 4, 2026, Parks Heritage Credit Union offers personal loans from 7% APR.
What is Parks Heritage Credit Union's best CD rate?
As of August 4, 2026, Parks Heritage Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Parks Heritage Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Parks Heritage Credit Union rates
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# Get rates for Parks Heritage Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/parks-heritage" \
-H "Authorization: Bearer YOUR_API_KEY"